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Jason Oswald

Jason Oswald

Senior Loan Officer

2845 East Overland Road, Suite 160 & 170, Meridian, ID 83642
Own what matters
Own what matters

About Me

Welcome! Purchasing a home is one of the most important decisions you'll make in your lifetime. Whether it's your 1st time or 100th time it's critical that you are working with an experienced and seasoned Mortgage Advisor. I have been in the real estate game for over 15 years and bring that wealth of experience to give you the best experience available. Your home loan is about YOU and your family's goals. Every borrower has a unique situation and every borrower deserves the capability to choose what's best for them. I use credibility and creativity to help a lender see the strengths of a borrower and minimize the perception of risk. With a large variety of loan options I am able to present your file to the right lending source for you. At The Legacy Group of Guild Mortgage our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer Fixed Rate Mortgages FHA Mortgages VA Mortgages Adjustable Rate Mortgages (ARM) Construction Loans Reverse Mortgages and Idaho Housing financing. I AM A LOCAL IDAHO LENDER THAT HELPS SERVE MERIDIAN BOISE NAMPA EAGLE AND OTHER TREASURE VALLEY SURROUNDING AREAS. I ALSO HELP SEVERAL FAMILIES IN CALIFORNIA! Benefits to working with me: 100% Transparency - You're spending YOUR money. You deserve to know everything about the mortgage experience and that's exactly what you'll get with us. You'll leave feeling completely comfortable knowing that you've made the best financial decision for your situation. Time saving ? With us you save time looking for the best rate on the market. We have a broad knowledge of the mortgage industry. We know where to go who to call and how to close the loan as fast as possible. Flexibility ? Do you have any special circumstances? With us you have a real chance to get a loan. We know which lenders will be most likely to work with you. My Personal Core values TRANSPARENCY ? I'm honest and completely transparent. TRUST ? I am certificated specialist with deep knowledge of industry and local conditions. LOYALTY - In a world where the all-mighty dollar seems to rule the world - I believe in doing right by the client no matter what. CONFIDENTIALITY ? I don't like my personal information shared and I feel the same about yours. All your information are secured. RESPECT ? I approach everyone and every situation with respect. RESPONSIBILITY ? I provide excellent services during a loan process and many other years to come.

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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

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Testimonials

Testimonials
4.67 out of 5.0 stars
5.0
4.66
Dennis
Feb 17, 2024
Verified

Jason and his team were extremely knowledgeable and efficient! They got the job done quickly and communicated with us every step of the way!
Marivelle S
Jan 27, 2024
Verified

After another lender didn't fulfill their duties and was going to delay closing for another two weeks we reached out to Jason. Jason not only readily jumped in to take over, but he was also very communicative and got us to the closing table within a week! Did I mention it was for a bilingual loan!? That's right, whether you speak English or Spanish him and his team can get you taken care of.
Kathleen
Jan 05, 2024
Verified

Everyone in the office was helpful and kind. All of our questions were answered in a timely manner. All the paperwork was clear and upfront. Every team member that we encountered at Academy Mortgage was awesome!! Jason went above and beyond for us! We will definitely refer friends and family!
Cynthia
Jan 06, 2024
Verified

Debbie was outstanding! As were the other team members!
Dennis
Jan 05, 2024
Verified

Everything
Willow S
Dec 23, 2023
Verified

Jason and Tara are awesome to work with!

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Awards

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Causes I'm
passionate about

causes
NMLS ID #34921
I am authorized to do business in the states of California, Idaho, Oregon and Washington. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176;