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Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
Renovation

Renovation

Are you thinking of purchasing a fixer-upper? If so, you might consider taking advantage of a Renovation loan. This program can help simplify the process from start to finish. You don’t have to wait to save for a down payment and pay for your home improvements. You can purchase or refinance a home in almost any condition and include the estimated remodeling costs in the loan amount. Skip the headache of waiting to roll up your sleeves and start working on your dream home right away.
Reverse mortgage loan

Reverse mortgage loan

If you’re retired or at least 62 years old and looking to purchase or refinance to make the most of your home investment, this may be a good option for you. A reverse mortgage allows you to use the equity in your home to supplement your retirement income.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

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Testimonials

Testimonials
4.96 out of 5.0 stars
5.0
4.96
5.0
Dalene
Mar 31, 2025
Nampa, ID
Verified

Thanks for getting to know us and for working with us to make this a reality!
Russ
Mar 31, 2025
Nampa, ID
Verified

Leon, was very easy to work with. He made the entire process smooth and as enjoyable as possible. He is the kind of person that I would love to do business with again.
Julie M
Apr 01, 2025
Verified

Wonderful experience!
Juliana
Mar 31, 2025
Weiser, ID
Verified

Leon and his team were so kind. They answered all my questions quickly and were so helpful through the entire process. Leon went above and beyond and is a Godly man. We are so grateful for this experience and are truly blessed to have worked with this team.
Aislinn
Mar 24, 2025
Caldwell, ID
Verified

Leon is patient, communicative, and takes time to explain the process as many times as you need . As first time buyers, he made the process smooth and enjoyable for us
Donald
Mar 17, 2025
Melba, ID
Verified

Leon Baker, with Guild Mortgage, is simply the best! Best with communication, best with speed of process, best with informative instructions to my clients, the best heart, the best knowledge...I could go on! I highly reccommend Leon Baker!

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NMLS ID #103195
I am authorized to do business in the states of Idaho and Oregon. OR ML-176;