A Popular Product for Homebuyers With Excellent Credit and
Money to Put Down Academy’s Conventional Mortgages—including Fixed-Rate Mortgages,
Adjustable-Rate Mortgages, and Jumbo Mortgages—typically require a 3%–20% down payment, which results in immediate equity in a new home.
A Great Alternative for Those Wanting to Buy or Refinance
a Fixer-Upper
Academy’s FHA 203(k) Renovation Loans are designed for people wanting to buy or
refinance a fixer-upper and include the costs to repair and remodel the property
all in a single loan.
An Ideal Solution for Those With Less-Than- Ideal Buying
Power
With flexible qualification guidelines, Academy’s FHA-Insured Loans are designed
to benefit first- time homebuyers and buyers who don’t have perfect credit or a
lot of money to put down.
Academy’s State Housing Agency Loans provide
affordable housing for low- and moderate-income
households, underserved minority populations,
people with disabilities, and the elderly.
The Simplest and Fastest Way to Refinance an FHA-Insured
Loan
Qualified FHA-insured homeowners may use this tool to refinance their home without
providing proof of income and possibly without a home appraisal.
All mortgage products are subject to credit and property approval. Rates, program terms, and conditions are subject to change without notice. Additional conditions, qualifications, and restrictions may apply.