Virtual Home Financing

Academy helps you finance your home purchase without leaving the safety and comfort of your home!

Find a Loan Officer

With more than 200 branches across the country, our teams live and work in your community.

Your 1^st CHOICE Home Loan Lender

Founded in 1988, Academy Mortgage is one of the nation's largest and most respected independent mortgage lenders. Academy's mission is to be 1^st CHOICE in delivering the dream of sustainable homeownership by inspiring hope and building prosperity in the families and communities we serve.

Utah Best of State
Mortgage Banking
3 Years in a Row

Helped 53,869 Families Achieve Homeownership

#1-Rated Lender on Zillow

96% Customer
Satisfaction Rating

The process of buying a home can seem daunting, but if you plan ahead and know all home loan options, it doesn't have to be. As a top mortgage company in Utah and nationwide, Academy can help you get mortgage ready, understand the mortgage process, and clarify the differences between the most common loan programs.

The Latest News

See All News

2021 loan limits increase for Fannie Mae, Freddie Mac, and FHA mortgages

Dec 2, 2020

The FHFA and FHA have announced new loan limits for 2021. The Fannie Mae and Freddie Mac limit will be $548,250 for one-unit properties in most areas, and the FHA limit will be $356,362. Higher limits apply in designated high-cost areas.

Mortgage rates fall again; sales of new homes and pending home sales increase in July

Aug 31, 2020

Housing market continues to exceed expectations; sales of new homes in July surpass 13-year high; pending home sales increase for third straight month; new refi fee delayed until Dec. 1

Existing-home sales are booming; purchase demand continues to accelerate

Aug 24, 2020

Existing-home sales post a second month of record gains; rates are still near historic lows; purchase housing demand continues to accelerate

New listings rise above pre-pandemic levels; rates still at historic lows

Aug 17, 2020

New listings increased for the first times since the start of the pandemic; homebuyer demand remains strong, with rates still at historic lows

Rates again drop to new lows; mortgage applications are up 22%

Aug 10, 2020

Mortgage rates drop to new lows; mortgage applications are 22% higher than a year ago

Mortgage rates drop to second-lowest levels; homeownership rate rises to 12-year high

Aug 3, 2020

Average mortgage rate dips to just below 3%; pending home sales increased 17% in June; homeownership rate soars to highest since 2008

New home sales jump to a 13-year high; mortgage applications increase by 4.1%

Jul 27, 2020

Low mortgage rates and pent-up demand drive sales of new houses to the highest level since 2007; mortgage applications increase by 4.1%

Mortgage rates fall below 3%; new home construction jumps 17.3%

Jul 20, 2020

Mortgage rates fall below 3% for the first time in 50 years; new home construction jumps 17.3% in June

Summer heats up with record low rates and increasing demand

Jul 13, 2020

Once again, mortgage rates fall to an all-time low and continue to spur demand for houses.

Rates again fall to all-time low; top markets for millennials

Jul 6, 2020

Freddie Mac reports that mortgage rates have again fallen to a new all-time low. The NAR recently identified the top ten metro areas with the best conditions for millennial homebuyers.