Academy's Loan Decision Tool

Not sure where to start with finding the right mortgage for you? This easy-to-use tool can help narrow down your search so you can be more prepared to visit with your Loan Officer.

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Take advantage of low rates now!

Academy's 180-DAY EXTENDED LOCK lets you lock in a great rate today if you're still looking for your dream home or your home builder needs more time!

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Academy Mortgage by the Numbers

Academy Mortgage continues to grow at a record-breaking pace, in production and people. But we're not building our business to sell or to become the biggest. We're working toward becoming the BEST.

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A Company That Cares

Our company culture focused on "families versus files" sets us apart. We care about our employees, we care about serving others, and we care about making dreams come true by getting families into homes.

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Customized Loan Solutions

Academy offers one of the largest product portfolios in the industry. As a result, our teams can originate almost any loan in even the most challenging situations.

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Find a Loan Officer

With more than 250 branches across the country, our teams live and work in your community.

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Your 1st CHOICE Home Loan Lender

Founded in 1988, Academy Mortgage is one of the nation's largest and most respected independent mortgage lenders. Academy's mission is to be 1st CHOICE in delivering the dream of sustainable homeownership by inspiring hope and building prosperity in the lives of our Employees, Builders, Realtors, and the communities that we serve.

The Latest News

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The Benefits of Working with a Local Lender

Aug 29, 2019

The current trend in the mortgage industry is for banks and lenders to consolidate operations and service offsite. All processing may be handled in one location, all underwriting in another, etc. This can delay loan approval, put your loan at risk of getting lost in the shuffle, and be all-around frustrating.

James Mac Pherson Named CEO of Academy Mortgage

Aug 27, 2019

Academy Mortgage is excited to announce that James Mac Pherson has been named the company’s Chief Executive Officer.

Charity Golf Benefits Academy Foundation for the Future

Aug 23, 2019

Academy Mortgage hit a hole in one in raising funds at our company's 10th annual Charity Golf Tournament to benefit the Academy Foundation for the Future.

Generation Z on Homeownership and the American Dream

Jul 22, 2019

Generation Z. The youngest of the generations just entering adulthood, figuring stuff out. Some of us really get it, and know, like Whitney Houston did way back when, that they’re the future.

Academy Named to Forbes' America's Best Employers

Jun 5, 2019

Exciting news! Academy Mortgage has been named to Forbes Magazine's inaugural 2019 list of America’s Best-in-State Employers.

Building a School, Building Lifelong Friendships

May 10, 2019

Academy Mortgage offers all employees a unique opportunity two times a year—a chance to participate on a Service Expedition to Ecuador with The Academy Corps.

RATE DROP! 7 Reasons to Refinance Your Home Now

Mar 28, 2019

Interest rates haven’t been this low since January 2018! At the end of March, mortgage rates had the largest one-week drop in 10 years.

DOCTORS AND DENTISTS: Have We Got a Potent Rx for You!

Mar 25, 2019

Our fixed-rate and adjustable-rate Doctor Home Loans provide powerful advantages for both first-time and repeat homebuyers.

¡Arriba, Arriba! Academy Celebrates Top Producers in Los Cabos

Mar 21, 2019

Academy Mortgage’s Sales Conferences provide an opportunity for our top producers—our President’s Club and Executive Club qualifiers—to relax, recharge, and most importantly, reconnect with our team members from across the United States.

How Technology Is Changing the Mortgage Industry

Mar 1, 2019

The landscape of lending and working with a Loan Officer has altered significantly since the Internet became the standard for worldwide communication.