Virtual Home Financing

Academy helps you finance your home purchase without leaving the safety and comfort of your home!

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Academy Mortgage's COVID-19 Resources

Many resources are available to our borrowers and partners in this uncertain time.

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Academy's Loan Decision Tool

Not sure where to start with finding the right mortgage for you? This easy-to-use tool can help narrow down your search so you can be more prepared to visit with your Loan Officer.

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A Company That Cares

Our company culture focused on "families versus files" sets us apart. We care about our employees, we care about serving others, and we care about making dreams come true by getting families into homes.

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Customized Loan Solutions

Academy offers one of the largest product portfolios in the industry. As a result, our teams can originate almost any loan in even the most challenging situations.

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Find a Loan Officer

With more than 250 branches across the country, our teams live and work in your community.

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Your 1st CHOICE Home Loan Lender

Founded in 1988, Academy Mortgage is one of the nation's largest and most respected independent mortgage lenders. Academy's mission is to be 1st CHOICE in delivering the dream of sustainable homeownership by inspiring hope and building prosperity in the families and communities we serve.

The Latest News

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Mortgage rates drop to second-lowest levels; homeownership rate rises to 12-year high

Aug 3, 2020

Average mortgage rate dips to just below 3%; pending home sales increased 17% in June; homeownership rate soars to highest since 2008

New home sales jump to a 13-year high; mortgage applications increase by 4.1%

Jul 27, 2020

Low mortgage rates and pent-up demand drive sales of new houses to the highest level since 2007; mortgage applications increase by 4.1%

Mortgage rates fall below 3%; new home construction jumps 17.3%

Jul 20, 2020

Mortgage rates fall below 3% for the first time in 50 years; new home construction jumps 17.3% in June

Summer heats up with record low rates and increasing demand

Jul 13, 2020

Once again, mortgage rates fall to an all-time low and continue to spur demand for houses.

Rates again fall to all-time low; top markets for millennials

Jul 6, 2020

Freddie Mac reports that mortgage rates have again fallen to a new all-time low. The NAR recently identified the top ten metro areas with the best conditions for millennial homebuyers.

Mortgage rates remain at all-time low; purchase demand has rebounded quickly

Jun 29, 2020

Mortgage rates are remaining low, and purchase demand has rebounded quickly. The promise from Federal Reserve to maintain low rates through 2022 provides further impetus to the market.

GREAT NEWS! Mortgage rates hit record lows, and home purchase applications are at the highest level since 2009

Jun 22, 2020

Mortgage rates drop to another all-time low. Purchase applications reach highest level in over 11 years due to pent-up demand and an improvement in consumer confidence. Refinances are also up.

Kristi Pickering, COO, Makes Guest Appearance on ABC4's Good Things Utah

May 15, 2020

Chief Operations Officer Kristi Pickering made a guest appearance on Good Things Utah (ABC4 Utah), where she talked about the impact of Academy’s “Caring Is Sharing” Cookie Campaign.

5 Factors Influencing Homebuyers

Mar 18, 2020

What makes you tick? Sometimes it takes looking at the data to realize how similar we are, or how different.

Where to Turn for Help with a Down Payment

Mar 18, 2020

It’s easy to think we’re all alone when the time comes to take the steps toward homeownership. But the reality is just like the famous John Donne quote: no man is an island! Don’t let ignorance of all your available resources keep you from your dreams. You have options.