Boca Raton Branch

Welcome to Academy Mortgage!

The beauty and warmth of Boca Raton, Florida, are unparalleled. If you’re shopping for a home in this East Coast mecca, call on the experienced mortgage lenders at Academy Mortgage!

A home is a big investment — probably the biggest investment you’ll make in your lifetime. This knowledge alone is a little nerve-racking. Then you have to worry about whether the home is sound and in good repair, whether the area is safe and if your neighbors will be friendly. The trained professionals at Academy Mortgage want to take some of that worry off your hands.

We have been in the mortgage lending business since 1988 — more than 30 years — you can count on our experience to guide you through the mortgage process seamlessly. Plus, we get loans closed as quickly as possible, because we do everything in-house.

Further, we have a unique combination of benefits to offer you. Because we are part of a company that is one of the biggest mortgage lenders in the U.S., we have the strong foundation to offer you great loan products at excellent rates. At the same time, our local chapter in Boca Raton offers you the personal service you want.

Many borrowers like to visit their lender to ask questions or talk about their mortgage. They don’t want to have to listen to menu options and wait on hold to speak to someone they don’t even know. Our customers in Boca Raton see us at the club, on the beach or at the nature center. They see us as members of the community they can trust, and we love having this type of relationship with them.

Whether you are in the market for a new home loan or mortgage refinancing, talk to the team at Academy Mortgage in Boca Raton and find out more about your options. We want to put you in the house of your dreams!

Home Loans:

When you want to be sure you’re getting the right home loan for your financial situation, talk to the experienced mortgage lenders at Academy Mortgage. The array of home loans available can be overwhelming, especially if it’s an area you’re unfamiliar with. Count on the professionals at Academy Mortgage in Boca Raton to help you understand your options.

Mortgage Refinancing:

When the time is right, mortgage refinancing has the potential to save you significantly over the life of your mortgage. Whether you want to change the terms of your home loan, take advantage of falling interest rates or lower your monthly payments, call on the experienced team at Academy Mortgage of Boca Raton.

Home loans

Are you searching for a home in Boca Raton, Florida? Count on the reliable team at Academy Mortgage to help you find a great home loan for your situation.

Regardless of whether you are a first-time buyer, or this is your fifth go-round, you want an affordable mortgage with good terms. While you will see some companies trumpet “LOW RATES,” the truth is that interest rates are set by the Federal Reserve, and no mortgage lender has the power to change them. Some of the biggest differences you’ll see is in the quality of service offered and the number of mortgage solutions available.
In fact, a big factor in your mortgage rate is your financial health, including your credit score, your debt-to-income ratio, your income, your savings level and more. But don’t fret if all of these aren’t in stellar shape — we can still help you!

That’s the beauty of being an experienced mortgage lender. We know all the ins and outs of many different mortgage programs, and we’ll work hard to get you into the home of your dreams.

The Academy Mortgage Way

When you come into Academy Mortgage to inquire about home loans, we start by asking you questions. These questions aren’t just about your financial situation — they’re also about your personal preferences and your fiscal comfort levels. Once we understand the full picture of you, we get to work matching you with the perfect home loan.

Special programs are available for first-time buyers, low-income buyers, veterans and more. If you’re 62 years or older, we can even we can connect you with one of our Academy reverse mortgage specialists.

The beauty of working with an experienced mortgage lender like us is our breadth of knowledge in these areas. After all, you can’t benefit from a program you don’t know about.

Expediting Your Home Loan

Shopping for a home is exciting, but what is even more exciting is getting the key in your hand and crossing the threshold as an owner for the first time. Unfortunately, this process takes longer than a lot of homebuyers would like.
Not so with Academy Mortgage!

We are a one-stop shop for mortgage with our streamlined MyMortgage app, we get you into your home as quickly as possible. That’s because we cut out the middleman — no mortgage broker, no delays, no hassles. We do it all in-house, from processing and underwriting to document prep and funding.

Your Local Mortgage Lender

Although we are part of one of the biggest mortgage companies in America, our Boca Raton chapter is operated locally. That means we have the financial backing of a giant, but we provide great personal, friendly service.

When you’re ready to explore your options for home loans in Boca Raton, Florida, come see the expert team at Academy Mortgage.

Mortgage refinancing

A lot of homeowners can save money when interest rates fall, but did you know you don’t have to wait for that to happen to look into mortgage refinancing? The professionals at Academy Mortgage in Boca Raton can help show you a variety of available financing options.

Mortgage Refinancing Specs

While it’s true that federal interest rates govern the cost of home loans, several other factors come into play as well. For instance, if your credit was less than great when you originally took out your home loan, mortgage refinancing could help when your score improves.

Mortgage lenders must charge higher rates to those with lower credit scores to mitigate risk. Once you join the echelon of homeowners with good credit scores, you may be eligible for a lower rate.

Another reason homeowners may want to refinance is to change their interest rate from adjustable to fixed. Most homeowners choose a fixed-rate mortgage because it doesn’t come with any surprises. Your rate stays the same for the life of the loan unless you request a change.

Adjustable-rate mortgages (ARMs) fluctuate with the interest rate. Because of the risk, these mortgages often offer a lower rate to start out. This can be attractive to those in a less advantageous financial position, or to those who are not risk averse.

Depending on how happy homebuyers are with their ARM, they may want to convert to a fixed rate down the road.

Whatever the reason you are interested in mortgage refinancing, count on the experienced professionals at Academy Mortgage to help you explore your options.

Academy Mortgage is Local

One great benefit of working with Academy Mortgage is that although we are part of one of the biggest lending companies in America, we provide you with friendly, local service at our Boca Raton chapter. The loan officers here are your neighbors — the same ones you see at the museum or on the golf course. Our customers trust us because they know us. And they know they can come into our office any time with questions. They don’t have to call a faceless company and talk to an anonymous operator about something as personal as their mortgage.
Are you ready to learn more about mortgage refinancing? Stop by Academy Mortgage of Boca Raton today.
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