Brigham City Branch
Welcome to Academy Mortgage!
If you’re shopping for the home of your dreams in Brigham City, Utah, count on the professional Team at Academy Mortgage to help you find the right home loan for you.
While there are many home mortgage lenders in Utah, Academy Mortgage is well-known for our personal, dedicated service, our wealth of experience and our ability to offer customers great mortgage rates. We have been in the mortgage lending business since 1988, and we use our years of experience to your advantage.
You may have had your home mortgage loan for decades. You may have even paid it off. And your house may be worth a lot of money now, but that can be little comfort to retired homeowners, or those close to retirement, who are struggling to pay bills every month.
You may be sitting on a gold mine as far as your home and property is concerned, but you may have trouble meeting your other monthly expenses, such as food, utilities, health insurance and car payments.
Or maybe you can pay your monthly expenses, but you’d like to make home improvements, travel, install a swimming pool or invest in another venture so that you can better enjoy your retirement years.
Academy Mortgage can help.
A Reverse Mortgage is for homeowners that are 62 years old and older who want to tap into their home equity. How much you can get depends on your age, the interest rate on your loan and your home’s value. Our mortgage lenders can help you determine what will work for you.
USDA Loans are targeted to low-income homebuyers. These loans are offered through the Department of Agriculture and are available to homebuyers willing to live in a rural area.
While applicants need to meet income qualifications for a USDA Loan (these levels change every year), they do not usually need money for a down payment or closing costs. Further, USDA Home Loans often come with lower mortgage rates.
The minimum credit score for a USDA loan is 640, but a 620 minimum score can be used if additional requirements are met.
Rely on Academy Mortgage of Brigham City
Especially if you’re a first-time homebuyer, it can be hard to know what type of home loan you qualify for. That’s why Brigham City residents rely on the experts at Academy Mortgage. We know just what questions to ask to match you with the home loan program for your situation.
A home is a major purchase — probably the largest purchase you will ever make — so you want to work with a mortgage lender you trust. Contact the friendly, professional mortgage lenders at Academy Mortgage today to find out what type of home loan you qualify for. We help you realize your dream of homeownership!
We offer all types of home loans, including Conventional, FHA, VA and Jumbo Loans as well as Refinancing and Renovation Loans. But here in Brigham City, Utah, we handle hundreds of Reverse Mortgages and USDA Loans.
We invite you to put us to the test. Let us show you how simple and easy securing a mortgage can be in Brigham City.
Chenoa TubbsLoan Officer AssistantNMLS #1938933State Lic UT #11843788