Greenbelt Branch

6411 Ivy Lane
Suite 300
Greenbelt, MD 20770
Potential homebuyers looking to make the mortgage application process simple and painless turn to the mortgage lenders at Academy Mortgage of Greenbelt, Maryland. You may have heard that applying for a mortgage is arduous and time-consuming — but it doesn’t have to be.

Training & Experience

Our mortgage company uses its 30-plus years of experience in the industry to streamline the process of applying for a mortgage. We have been serving the community well since 1988, and our customers have faith in us.

Experience is only half the equation, though. The mortgage lending industry is dynamic, and we must work constantly to keep up with the changes. That’s how we’re able to utilize the newest and most innovative tools in lending.

We also attend trainings, and all our mortgage lenders complete a requisite number of continuing education hours every year. This helps us to stay as up to date as possible and to offer knowledgeable and effective customer service.

Integrity in Lending

Your home is probably the biggest investment you’ll ever make in your life. That’s why it’s important that you choose to work with a mortgage company you can trust.

We want to help put you in the home of your dreams, and that’s why we take the time to find out what your financial comfort zone is. We’re here to help you, but also to protect you.

We ask you the usual questions about credit score, bank balances, income, etc., but we also talk to you about your overall financial health, habits, patterns and perceptions. We ask you what you want in a mortgage, then we set out to get that for you.

National, but Local Too

We know that our customers love us because of the effort we put into providing top-notch personal service. We take the time to learn your name, and we answer the phone when you call. You can come in and talk to us anytime, whether you want to ask questions about your current mortgage, apply for a new mortgage or get an update on your application status. You don’t need to listen to menu options and wait on hold to get answers.
But our local office is also part of a national firm, and this helps you because it means we have the flexibility to offer a broad portfolio of mortgage solutions at competitive rates.

Cut out the Middleman

Our experience has taught us that one of the most frustrating parts of getting a mortgage is waiting. That’s why, from processing and underwriting to funding, we do it all here at Academy Mortgage of Greenbelt.
This speeds up the process tremendously, and cuts down on homebuyers’ frustrations. No middleman, no mortgage broker, no waiting.

Academy Mortgage of Greenbelt, MD

When you’re ready to get prequalified for a mortgage in Greenbelt, come see the friendly, local team at Academy Mortgage. Why wait another day to start on the path to homeownership? Pre-qualification is not a commitment to lend.

When you walk through the door at Academy Mortgage of Greenbelt, Maryland, you know instinctively that you’re in the right place. We greet you with a friendly face, we take the time to explain all your home loan options to you and we answer all your questions.

Even though it’s not as hard as you think to get a home loan, it’s hard to become a good mortgage lender. It takes years of training and hard work. Our mortgage lenders are proud of their accomplishments, and they love using their expertise to help homebuyers.

If you’re low-income, or your credit score isn’t what you hoped it would be, that doesn’t mean you can’t get a home loan. There are many programs out there designed just for people like you. It’s only fair that you should have the same opportunities as everyone else.

Even if your financial situation is rosy, you may need help financing a large home that a conventional mortgage won’t cover. That’s what jumbo loans are for!

Don’t sit home waiting and wondering. Call the Academy Mortgage experts about a home loan today.

Mortgage Programs

You may not be familiar with all the options you have for home loans. But you don’t have to be — that’s our job!
At Academy Mortgage, our mortgage lenders are the experts on home loan options. Many Greenbelt residents have not saved enough money to fund a hefty down payment on a home in Prince George’s County, but that’s OK. We’ll show you programs that require 0 down, down payment assistance or provide another kind of assistance to homebuyers who may not qualify for a conventional home loan.

Loan Programs

First-Time Homebuyers

Interested in finding out about available programs for first-time homebuyers in Greenbelt? These programs may include 0 down, low down payments and 100% financing. Talk to our mortgage lenders today!

Fixed-Rate and Adjustable-Rate Mortgages

Rely on the expertise of our Greenbelt mortgage company to help you decide whether a fixed-rate or an adjustable-rate mortgage is better for your financial situation.

FHA Loans

Federal Housing Administration Loans are aimed at low-to-moderate-income homebuyers with credit scores on the lower side. Find out if you qualify for an FHA loan in Greenbelt!

State Housing Agency Loans and DPA Programs

State Housing Finance Agency Loans and Down Payment Assistance programs can make homeownership more affordable in Greenbelt. Ask our mortgage lenders if you qualify for this valuable assistance.

USDA Loans

The U.S. Department of Agriculture offers special home loans low-income earners willing to live in a rural area. Our mortgage specialists in Greenbelt can tell you if you qualify.

Conventional Mortgages

If you have a good credit score and money for a down payment, you may qualify for a conventional mortgage. Our Greenbelt office can show you how a conventional mortgage could save you money.

VA Loans

A Veterans Affairs Loan, available only to qualified veterans and qualified spouses, usually requires no down payment. Check with our mortgage specialists in Greenbelt to see if you qualify.

Renovation Loans

If you’re planning an addition or other big remodeling project, talk to our mortgage specialists in Greenbelt about getting a renovation loan to help with expenses.

Refinance Loans

Whether you you’re looking for some cash in hand or you simply would like to take advantage of lower interest rates, our mortgage specialists in Greenbelt can assist you with a refinance loan.

Jumbo Mortgages

You deserve to have the dream home you have your eye on in Greenbelt. When a conventional loan doesn’t cover the cost, we’ll help you secure a jumbo mortgage.

Reverse Mortgages

Those 62 or older are eligible for a reverse mortgage, which cuts down on or even eliminates your monthly payment. Use the equity in your Greenbelt home to live a comfortable retirement. Although there are no monthly mortgage payments, the borrower will continue to be responsible for paying property taxes, homeowners insurance, property charges, and maintaining the home.

Mortgage Refinancing

As a homeowner in Greenbelt, Maryland, you may not be aware of how mortgage refinancing can help you improve your financial position. Even if your current mortgage is not with Academy Mortgage, we can work with you on mortgage refinancing.

You may know that when interest rates fall, homeowners often look into mortgage refinancing to save money. Lower interest rates mean You could have the potential to save thousands over the life of your loan.

Depending on how long you’ve been paying on your loan, you may end up with much lower monthly payments by refinancing. Or, you could opt to shorten your term. That would mean higher monthly payments, but you could save money over the life of the loan because you’d pay it off quicker.
Others look to refinance to switch from an adjustable-rate mortgage to a fixed-rate mortgage. If you have an ARM, you may have made the decision to accept more risk in exchange for lower payments. If you’re in a better financial position now, you may want to have the security of a fixed-rate mortgage.

When you opt for mortgage refinancing, you may also to take some equity out of your home to pay for a home improvement, new car, vacation or another expenditure.

Refinancing can provide you with some great opportunities — but not always. That’s why it’s important to talk about mortgage refinancing with a lender you can trust. Academy Mortgage will give you advice based on what’s options may be right for you.

Why Choose Us?

What can Academy Mortgage of Greenbelt, Maryland, offer that other local mortgage lenders can’t? A unique combination our customers love — the security of working with a national financial heavyweight, combined with the personal service of a local firm. Our customers know us and love us — they see us at the lake, the dog park and the mall. Rely on us to get just the service you want — and deserve — from a mortgage lender.