7901 Strickland Road
Raleigh, NC 27615
Raleigh, NC 27615
Local: (919) 827-0506
Welcome to Academy Mortgage!
Academy Mortgage — Raleigh, North Carolina
If you’re shopping for a home in Raleigh, North Carolina, come see the friendly professionals at Academy Mortgage to find out which home loan is right for your needs. Make is it easy on yourself and rely on our experience to see you through the mortgage application process from start to finish.
Experience and Training
There’s no substitute for experience, and here at Academy Mortgage, we have more than 30 years of it under our belt. Since 1988, our mortgage company has been helping put individuals and families into the homes they’ve always dreamed of.
It’s a rewarding job, but it’s not just our experience that qualifies us as a top mortgage lender in Raleigh. We know that we can’t stay on top if we don’t keep up with new developments. That’s why we spend so much time and effort every year on training and continuing education for our mortgage lenders.
We stay abreast of important industry changes, and we gain access to the most innovative tools that help us serve you better.
Mortgage Lending with Integrity
Owning your own home is part of the American Dream. It’s probably the biggest investment you’ll ever make, so it’s important to partner with a mortgage company you trust.
When we meet for the first time with prospective homebuyers, we ask them the typical questions — what is your credit score, income, debt, etc. But we also talk to you about your financial comfort level and what type of payment you consider manageable. We don’t want anything to get in the way of your happiness in your new home.
A Local and National Lender
What our customers love about us is that we’re local. You don’t have to call an 800 number, listen to the options and wait on hold to speak to a stranger. You can walk right into our brick-and-mortar office anytime you want and talk to a live person. We’re happy to sit down with you and answer all your questions.
But what’s great about Academy Mortgage is that we’re also part of a large, national firm, and this gives us the ability to offer a variety of mortgage solutions at competitive rates. So at Academy Mortgage, you get both worlds, and that’s a good thing for our customers.
Cut Out the Middleman
We know how hard it can be when you’re trying to buy a home to have to wait for all the approvals to come through. But at Academy Mortgage of Raleigh, we expedite your mortgage by completing all the steps ourselves. From processing and underwriting to closing document prep and funding, we do it all.
This helps speed the process because we cut out all the middlemen — no mortgage brokers, no one to slow you down.
Academy Mortgage is your one-stop shop for the home of your dreams.
Academy Mortgage of Raleigh, NC
When you’re looking for a home loan in Raleigh, stop in and see the team Academy Mortgage. You’ll be glad you did!
There are so many beautiful homes for sale in Raleigh, North Carolina. If you’re about to start shopping for one, come to Academy Mortgage first to get prequalified for a home loan. Pre-qualification is not a commitment to lend.
You may have some friends who applied for their home loan on their phones while they watched TV, but we recommend a more reliable, personal process. We know just the right questions to ask and information to gather to help you secure a home loan. And we make it easy!
We tell our clients not to worry if they’re low-income or if their credit report isn’t stellar. That doesn’t mean you can’t qualify for a home loan.
Likewise, if your income and credit are good but you want to buy a house that a Conventional mortgage won’t cover, we can help you get a jumbo loan.
With Academy Mortgage, there’s no reason to fear applying for a home loan. Come see our helpful lenders and stop paying rent every month.
Mortgage Program Summary
You may not be familiar with all home loan options available to homebuyers today. But you don’t have to be — that’s our job at Academy Mortgage of Raleigh, North Carolina!
If you’re low-income, you may be eligible for one of many home loan programs that exist just to help this segment of the population become homeowners. Even if your credit score isn’t great, you may still qualify.
But you won’t know until you come in and see the experts at Academy Mortgage. Call or come in today to talk to us about what home loan program is right for you.
1. First-Time Homebuyers
Interested in special programs for first-time homebuyers in Raleigh? Our expert mortgage lenders can help you find out if you qualify for 0 down!
2. Fixed-Rate and Adjustable-Rate Mortgages
Would you be better off with a fixed-rate or an adjustable-rate mortgage? The trained professionals in our Raleigh office can explain your options. Call us today to learn more.
3. FHA Loans
Federal Housing Administration Loans are for low-to-moderate-income homebuyers who may have lower credit scores. Contact us today to find out if you qualify for an FHA loan in Raleigh!
4. State Housing Agency Loans and DPA Programs
State Housing Finance Agency Loans and Down Payment Assistance programs can help you become a Raleigh homeowner. Our mortgage lenders can tell you if you qualify for one of these programs.
5. USDA Loans
The U.S. Department of Agriculture offers loans to potential homebuyers who are low-income and willing to live in a rural area. Call our Raleigh office to see if you qualify.
6. Conventional Mortgages
Potential homebuyers who have a good credit score and money saved for a down payment may qualify for a conventional mortgage. Ask our mortgage lenders in Raleigh if this type of mortgage is for you.
7. VA Loans
If you’re a veteran or the surviving spouse of veteran, you may be eligible for a 0-down home loan from the Veterans Administration. Consult with our mortgage specialists in Raleigh to see if you qualify.
8. Renovation Loans
Do you want to remodel but don’t have enough to fully fund the project? Come talk to our mortgage lenders in Raleigh about a renovation loan.
9. Refinance Loans
You may be able to achieve significant savings with a mortgage refinancing loan. Whether you’re looking for smaller payments, a shorter term or cash back, our Raleigh mortgage lenders can help.
10. Jumbo Mortgages
You may have your eye on the home of your dreams in Raleigh, but a conventional loan might not cover the cost. Ask our mortgage lenders about a jumbo mortgage.
11. Reverse Mortgages
Raleigh homeowners 62 or older may be able to tap the equity in their home to fund their retirement. Our mortgage lenders can fill you in on reverse mortgages.
There are many reasons homeowners look into mortgage refinancing, but the most common one is to save money.
The number of homeowners refinancing usually spikes after a drop in the interest rate. If the interest rate falls at least 1% below the rate you have now, you could potentially save thousands of dollars over the life of your loan.
You may even be able to lower your monthly payments with mortgage refinancing. Or, if you’re interested in saving more money in the long term, you could opt for higher payments and a shorter loan term.
Another common reason homeowners are interested in mortgage financing is because they want to get some cash back to use to bridge a difficult financial period, do some home renovations or fund another expense.
If you opted for an adjustable-rate mortgage when you originally took out your home loan, you might want to refinance to switch to a fixed-rate mortgage, which provides for more predictable monthly payments.
Mortgage refinancing can save you a lot of money, but it’s not always the case. Use a trusted mortgage lender like Academy Mortgage to give you honest, frank advice about whether mortgage refinancing can help your financial situation.
Why Choose Us?
Academy Mortgage isn’t some faceless giant you can never get on the phone when you need help. You can come into our Raleigh office anytime you have a question about your mortgage — we’re committed to supporting our clients. You can trust us, because we’ve been around since 1988 — we’re not going anywhere. When you want to know more about home loans, mortgage refinancing or any aspect of financing a home purchase, come see the friendly team at Academy Mortgage.