Tyler Branch

921 Shiloh Road
Suite B300
Tyler, TX 75703
Welcome to Academy Mortgage!

Academy Mortgage — Tyler, Texas

When you’re looking for a mortgage company in Tyler, Texas, choose Academy Mortgage for our knowledgeable lenders and friendly service. We’re a top choice among homebuyers because we’re known for our unique combination of professionalism and neighborly ways.

Training and Experience on Your Side

Being a mortgage lender isn’t easy — we just make it seem that way at Academy Mortgage! Truly, behind the scenes, we’re working double duty to make sure our service is second to none.
Our reputation as a preferred lender comes in part from our wide breadth of experience. We have been in business for more 30 years, and that level of expertise is priceless in our industry.
At the same time, it’s this experience that tells us that there’s more to being a great mortgage lender than practice. To stay on top in our field, we must keep up with industry changes. That’s why we spend countless hours every year attending trainings and racking up continuing education hours.
Working so hard to build on our wide base of knowledge just makes us more valuable to our customers. We employ the most innovative mortgage lending tools to make our processes more efficient.

Mortgage Lenders with Integrity

Training and experience are key, but what’s equally important is trust. Our customers trust us with the biggest investment of their lives, and you can believe that we take that seriously. We don’t just sell mortgages; we perform a deeply meaningful service.
When we get new clients, we ask them the questions they expect about their income, savings, credit score, etc. But we also want to learn about your comfort level with risk and approach to finances. These aspects of your personality help us to determine the right home loan for you.

We’re National & Local Lenders

When you work with Academy Mortgage, you get a wide variety of benefits. That’s because we’re part of a large, national lending firm that has the power to offer great terms but at the same time, our local branch provides the kind of personal service our customers love.
If you have a question or concern about your mortgage, you can call or come into our office anytime. You won’t have trouble getting a live person on the phone. And when you do, they will be a local member of our community, not a faceless operator toiling hundreds of miles away in a windowless room.

No Middlemen, No Waiting

We know you can’t wait to move into your new home. Yet, depending on which mortgage lender you choose, you might find yourself waiting quite a while. Not so with Academy Mortgage.
That’s because we do everything in-house. There’s no mortgage broker, no one to hold up the process. From processing and underwriting to closing and funding, it’s all done here locally.
Academy Mortgage is your one-stop shop for homebuying.
Anytime you want to learn more about home loans, mortgage refinancing or any aspect of the homebuying process, come talk to the professional team at Academy Mortgage in Tyler. We’re here to help you down your path to homeownership.
Some potential homebuyers can feel intimidated by the home loan application process. If you’re not familiar with it, it can seem confusing. But that’s what we’re here for. We’re the experts in home loans, and we make the process easy for you, guiding you every step of the way.
If you’re a low-income earner, you might think you won’t qualify for a home loan. But the truth is, there are many programs out there targeted specifically to low-income earners. Nothing should stand in the way of your dream of owning a home; come talk to our specialists to find out which programs you may qualify for.
Homebuyers with larger incomes often can qualify for a conventional mortgage. But the larger homes equipped with more features that are so popular today might be more than a conventional mortgage covers. In these cases, we can help you apply for a jumbo loan.
Don’t let anything hold you back. We can show you how to achieve your dreams. Stop paying rent every month and join the ranks of Tyler homeowners — with the help of Academy Mortgage.

Mortgage program summary

Today’s homebuyers have so many home loan options that it’s unlikely they are aware of them all. But that’s OK, they don’t have to be — that’s our job at Academy Mortgage of Tyler.
Our years of experience, combined with our skills and our continual training, give us the advantage in the mortgage lending industry. Homebuyers will be hard-pressed to find a more knowledgeable team than the group at Academy Mortgage.

Loan excerpts

1. First-Time Homebuyers
First-time homebuyers in Tyler can apply for home-loan programs designed just for them! Contact our team to see if you qualify for 0 down.
2. Fixed-Rate and Adjustable-Rate Mortgages
Should you get a fixed-rate or an adjustable-rate mortgage? The experts in our Tyler office can go over your options with you. Come in today to learn more.
3. FHA Loans
Federal Housing Administration Loans are specifically for low-income homebuyers. Talk to the friendly lenders in our Tyler office today to find out how you can qualify for an FHA loan!
4. State Housing Agency Loans and DPA Programs
State Housing Finance Agency Loans and Down Payment Assistance programs help put low-income families and individuals into their own homes. Ask us if you qualify for one of these programs.
5. USDA Loans
If you love the country, consider a U.S. Department of Agriculture loan for low-income homebuyers willing to live in a rural area. Ask our lenders in Tyler how to qualify.
6. Conventional Mortgages
Homebuyers who have good credit scores and enough money saved up for a down payment may qualify for a conventional mortgage. Talk to our lenders in Tyler to learn more.
7. VA Loans
If you’re a veteran or the surviving spouse of a veteran, you may be eligible for a 0-down Veterans Administration home loan. Call our Tyler office to learn more.
8. Renovation Loans
When you need to do some major home repairs but don’t have the cash, a renovation loan can help. Talk to our mortgage lenders in Tyler to see if you qualify.
9. Refinance Loans
Mortgage refinancing can help you save money over the life of your home loan. Ask our mortgage lenders in Tyler if refinancing would work for you.
10. Jumbo Mortgages
Do you have your eye on an upscale home in Tyler? If a conventional loan doesn’t cover the cost, talk to our mortgage lenders about getting a jumbo mortgage.
11. Reverse Mortgages
Homeowners 62 or older may qualify for a reverse mortgage. Talk to our team in Tyler about tapping into the equity in your home to fund your retirement.

Mortgage Refinancing

When interest rates drop, the lenders at Academy Mortgage see a steady stream of customers looking for mortgage refinancing. They’re smart, because this simple move can save them thousands over the life of their home loan.
If you got your mortgage when interest rates were higher, you can save by refinancing when they drop. If you opt to lengthen the life of your loan at the same time, you can save even more on your monthly payments. However, if you choose to shorten the term of your loan, your monthly payments will be higher, but you’ll pay off the loan faster, so you’ll save even more in interest.
You may be interested in cash back with a mortgage refinance. Opting for this feature allows you to fund purchases you may not otherwise be able to afford, such as a home remodel or a pool installation.
Some homeowners take the opportunity to switch from an adjustable-rate mortgage to a fixed-rate mortgage when they refinance. This allows them to have more stable monthly payments without unpredictable fluctuations.
Mortgage refinancing can be an astute financial move, but it’s not always the case. Choosing a mortgage company you trust can help you make the right decision about mortgage refinancing. Talk to the team at Academy Mortgage of Tyler to find out if mortgage refinancing is right for you now.

Why Choose Us?

With Academy Mortgage of Tyler, Texas, we have the backing of a large national firm, but our local office is staffed with members of our community here — you may see us at the art museum, the rose garden or the zoo. When you do, give a friendly wave. We love being part of the dynamic Tyler community, and we love serving our customers. Whenever you have questions about home loans or mortgages, stop into Academy Mortgage and get great service with the biggest smile.