Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Adriana Montes

Senior Loan Officer
NMLS # 310149
State Lic TX #310149
Adriana Montes
Se habla español.

Adriana has over 22 years in the mortgage lending industry. She has a vast knowledge of today’s ever-changing market and will work with you to find the right program to fit your mortgage needs.

If you are a first time homebuyer, purchasing your vacation home, or looking to secure your future with investment properties, call her today to discuss your options and receive exceptional service. For those looking to build their dream home, Adriana is also a Certified Construction Lender in One-Time Close Construction Loans (FHA, VA USDA, and Conventional).

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Excellent work by Adriana! She was always very helpful providing and asking for information in a timely manner. She worked very hard through my loan and got it all done in record time! Great attitude and customer service skills which are rare to find in the RGV. Very well done!

—Monica Guzman

It was very pleasing t ok work with the academy Mortgage team. Made the refinancing experience very stress free.

—Peggy Lynn Gutierrez

The communication back and forth was great. Extremely satisfied with the service and expertise.

—Van Slusser

The process was super simplified, Adriana Montes made it a piece of cake.

—Raul Hernandez Jr

Great working with Adrianna, she was knowledgeable, timely in all Of her responses and not only completed the file but was able To educate me along he way. Being a new agent I often find that some people don’t want to take the time to help me learn but not only did she, she was so nice about. I look forward to working with her and Academy in the future.

—Erica Munal

All the staff I dealt with at Academy Mortgage was professional and efficient.

—Aldila Gomez

Special thanks to Ms Adriana Montes. Thank you for helping me buy a house for my family !

—Roberto Rodriguez

Great Service!

—Gabriela Garcia

Mrs. Montes was with us from the first day till we close the deal ... Great Job

—Guadalupe Cantu

Exelente trato

—Jose Flores

I was very satisfied with my experience and Adriana was top notch in helping us out was always in communication with us and she delivered first class help with me and my wife.

—Isidro Saldana

We had been looking for a house for quite some time and we considered different banks and mortgage companies. When we met Adriana, she was very friendly and she provided us with Excellent customer service. We continued searching and none of the mortgage representative able to meet our expectations. We decided to come back with Adriana and start the process. She helped us with the decision in finding our home builder, advised us in how to manage credit to get the score higher in order to get a good interest rate. We encountered a few hiccups but with the help of Adriana we were able to over come them. After the home was completed, with Adriana's expertise she was able to give us an accurate date of closing and an accurate mortgage payment. The closing was a very smooth transaction. We could not be more happier with the service that was provided by Adriana from Academy Mortgage Co. Thank you Adriana so much for your patience and dedication to customer satisfaction. And thank you Academy Mortgage for providing Adriana as our mortgage loan officer.

— Juan Dominguez

Being a first time home buyer, Adriana made this whole experience probably about as easy as home buying can get. I learned a lot from her and will most definitely tell people about her and Academy Mortgage.

—Eric Carranza

I was pleasantly surprised with the follow up emails/ video to the Buyers that helped to explain (thoroughly) where they were in the process and what to expect. This was an exceptional touch because most Buyers do not always have a clear understanding or a good explanation of the process from that will help them to understand

—Pegge Davis

Adriana Montes is the BEST!!! She was fantastic from our first meeting until the end. She kept us informed as to what was the next step!...She guided us through EVERYTHING, not just the loan part. I must have called Adriana a million times in two weeks. She NEVER once dropped her professionalism always in a very exciting and positive mood! She was EXTREMELY knowledgeable in the entire process. Again thank you so much Adriana Montes for making our dream home a reality.

— Benjamin Arjona

Our loan officer was amazing

—Eduardo Ortiz

Very professional and very courteous.

—Armando Garcia

Mrs. Montes made the process very easy and as pain free as possible. Kept me informed in a timely manner. Very satisfied with the service.

—Adolfo Gomez

Thank you very much for all of your help in securing our very first home mortgage loan. You were organized & professional as well as kind which made all of the difference in our interactions with you. Thank you for your patience as well as treating us as people rather than just a home loan customers. Thank you for all you do.


Adriana and Olivia really helped us through this whole process and made it easy to communicate our questions and concerns. Adriana was always a text or phone call away and I really appreciated the way she genuinely cared about our worries and how she tried to alleviate them when they arose. I would most definitely recommend Academy Mortgage to friends and family that are looking for a mortgage company.

—Krystal Chavez

Great response time to any emails and calls. Adriana was incredibly knowledgeable, kind and fast in regards to closing time.

—Jessica Grubaugh


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


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