Alex Howe

Loan Officer
NMLS # 1437974
State Lic AZ #LO-0938877

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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This is our second time working with academy, first time was for buying, second was for a refinance. We had such a great experience working with Academy, and with Alex as our loan officer that we had to make sure we did the same for our refinance. Once again off the charts service. Alex works very hard for you, will bend over backwards and do anything in his power to ensure you have the best loan experience possible. Extremely knowledgeable, answers every question, phone call, or email promptly. 2 times have we had amazing service, and will never go to anyone or anywhere else for any future home loan services. Thanks Alex and Academy Mortgage!

—Jared Neff

Alex was amazing and made the home buying process very smooth. He surpassed all of our expectations and treated us like family. I could not have asked for a better experience. We will be recommending all of our family and friends to him.

—Garrett Palmer