Allison Carroll Schwartz
Oakdale, CA 95361
Every day, I strive to help my clients and their families achieve their personal and financial goals through quality home loans.
Allison Carroll Schwartz has been a loan officer since 2006, specializing in Conventional, FHA, and VA purchases and refinances of primary residences, second homes, and investment property in the Modesto and Oakdale areas. She works with her clients diligently though the loan process; from pre-approval through closing, Allison keeps clients informed and provides excellent customer service. She focuses on her clients' short and long-term goals to ensure that the loan they choose will help them accomplish those goals.
Allison Carroll Schwartz has chosen to work with Academy Mortgage Corporation because of its focus on client satisfaction. Academy is a direct lender, which means that processing, underwriting, funding, and closing doc prep are done right in the Modesto office. When you work with Allison, you have the assurance of knowing that she and her team have the common goal of helping you attain your goals.
Contact Allison today at 209.505.0993 or Allison.Schwartz@academymortgage.com.
What will Allison need to approve my loan?
Here is a list of documentation Allison may need to approve your loan.
2 years Federal Tax Returns, all pages
If you are a W2 employee:
Most recent 2 years W2s
Most recent pay stubs covering a 30 day period
If you are self-employed:
2 years 1099s
Year-to-date Profit & Loss
If you are retired:
Retirement statement/award letter
Social security benefit letter
If you own 25+% of any corporation:
2 years Corporate Federal Tax Returns
If you have rental income:
Real estate schedule: property value, loan amount, payments, rent received
Copy of all leases
If you receive child support:
Proof of receipt continuing 3 years after the close of escrow
2 months bank statements, all pages (even if blank)
2 months statements on any retirement account, 401k, and stocks, all pages
Gift letter if down payment will be gift funds (documented, please ask Allison for details)
Residency history for 2 years
If you are currently renting:
Contact information for your current landlord
We may need 12 mo. cancelled rent checks
If you own your home:
Current mortgage statement, if applicable
Social Security Card
Driver License or Valid Photo I.D.
Homeowners' Insurance Information
DD214, Certificate of Eligibility (VA)
Property Tax Bills, Mortgage Statements, and Hazard Insurance Information on all properties owned
Home Mortgage Tools
Learn more about Academy Mortgage and the mortgage process.
We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today's rapidly changing economy.
—Adam Kessler, Chairman of the Board, Academy Mortgage