Alvin Lu

Mortgage Lender
NMLS # 501733
State Lic TX #501733

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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—Carmen McGhee

Everyone we spoke with was more than willing to answer our questions, no matter the subject matter. I am so impressed with the quality of work from this team.

—Maribel Espindola

Alvin and Katherine went above and beyond to ensure I have all the documents I needed kept us updated on the process they are very knowledgeable about mortgage.

—Beth Wangombe

Lighting fast

—Jose Rojas

Alvin was so communicative and helpful! There never seemed to be an 'off' time for him.

—Amber Hill

Alvin Lu kept everything in line wirh true upfront answers and if he wasnt sure he would find out the truth. He kept it real with us all the way through

—Blair Jackson

The entire process was smooth & fast. My clients were first time home buyers who started the process unsure but finished with confidence.

—Sybil Smith-Kirtdoll

Alvin was very friendly and always available throughout the process for any questions or concerns I had. He even took the time to come to the closing which I found out lenders don't even have to do. Very much appreciated his gift as well, thank you Alvin,

—Robert Marshall

Great experience from start to finish. Definitely recommend to friends and my clients. Thanks!

—John Nguyen

Alvin was amazing! He kept me informed during the whole process and made everything very easy for me. Thank you!

—Denise Bauer Nguyen

Working with Alvin was simple. He was very knowledgeable and was always available to answer any questions. I would highly recommend working with Academy!

—Emily Chin

Great people great service.

—Kelly Zarate

All loan officers are very knowledge

—Don Nguyen