Suite 4 and 6
Bay City, MI 48706
It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.
Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.
Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible
I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.
I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.
Home Mortgage Tools
Learn more about Academy Mortgage and the mortgage process.
Andy Galloway was professional, communicative, and did not over promise, we had a very fast closing.
Andy Galloway made the loan process easy. He kept me informed well of what was going on, and what was needed to keep the process moving forward. I was very happy with how fast the process moved along.
Andy was very responsive to my emails and questions and available whenever needed. Made the process very easy to move through.
—Scott Kenneth Ritter
Andy helped my buyers immensely, was thorough and prompt in getting matters handled. He's definitely my number one mortgage referral moving forward. He made it a seamless process for the buyers and kept me in the loop the entire time. Fantastic!
—Alicia VanZile Kuzel
The electronic signing did not work
Andy Galloway was great to work with
Andy Galloway provides top notch service & under promises and over delivers. He had the clear to close in about a week, amazing! Everything went smooth as silk, and i could just sit back and enjoy the process, a rarity in my position. Kudos!
Andy Galloway walked us through the entire process, making himself available for any question or concern that we had. He was extremely courteous and prompt with any communication. The whole process was extremely easy to go through.
It was very quick and professional.
—Katie Ann Norris
Awesome and very customer focused/oriented. You can tell from your first contact that they are all about getting the job done and doing it the right way! Andy was fantastic to work with and very communicative at every step in the process.
Andy and his team made the whole process a painless, hassle-free experience that I have not had in any mortgage experience before. I would highly recommend Academy to anyone applying for a mortgage.
Andy made the experience quick and he was very professional.
—Katie Ann Norris
Andy Galloway - Came to him on a recommendation. My bank wouldn't handle two primary mortgages so he was able to look at my income and debt/income rations and tell me what was needed for me to get approval for a mortgage. his information was spot on and the smoothest of 4 closings ive ever had. Will use again as I flip homes.