Annette Norfolk

Loan Officer
NMLS # 1127437
State Lic CA #CA-DBO1127437
2018123_annette_norfolk_Annette New

CONTACT INFORMATION

401 South Curry Street
Tehachapi, CA 93561
Mobile: (661) 304-0757
Direct: (661) 823-8387
Welcome!

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Annette was on top of it and upon difficult circumstances, rose to the occasion and did whatever it took to make the deal happen! Thanks SO MUCH! You were wonderful!

—T. Mann

We worked with Annette Norfolk. We LOVED her!!!! She was extremely helpful from start to finish. She was always there for any questions we had (even in her off hours). She was always so kind and upfront, which I loved becuase we never had to worry about something jumping out and surprising us. She made sure we were prepared for anything and everything that could happen. She worked so, so hard for us and I can not thank her enough for everything she has done to make our dream come true. Annette is truly an amazing person who went above and beyond for us and I am more then happy to refer her and Academy Mortgage to everyone I know. I will definitely be back when it's time to refinance. I could go on forever about how great she is but I think you get the picture :) Thank you to the whole team at Academy for making our dreams a reality. We couldn't have done it without you.

—K. Mangan

The process is challenging at times, but Annette made it go a lot smoother. Annette was the greatest and always provided exceptional customer service. She's a true gem. She's the reason why we'd use Academy again.

—R. Grissom

Annette always goes the extra mile for my clients! She is the best!

—L. Busse

The process is challenging at times, but Annette made it go a lot smoother. Annette was the greatest and always provided exceptional customer service. She's a true gem. She's the reason why we'd use Academy again.

—R. Grissom

Annette was amazing and efficient, honest and everything I could imagine needing to buy my dream home. Thank you, thank you, thank you!!!

—M. Farrington