Bob Smith

Branch Manager
NMLS # 518087
State Lic FL #LO26378, MI #518087
2018117_bob_smith_Bob Smith 1
Welcome to the Smith Mortgage Team, where our SERVICE IS THE DIFFERENCE. Our Hashtag says it all: #CommonNameUncommonService

FIVE STARS - That's how you'll feel after working with The Smith Mortgage Team powered by Academy Mortgage! My Team LOVES this business. We come in each day ready to tackle the work with enthusiasm. We are different! You will feel it, our mortgage clients are "wowed" by it. Realtors we work with can't believe our communication (not just when good things happen, but also when there's a problem). We don't run FROM a problem, we run toward it to find a solution.

You need a mortgage that is tailored to your needs. We have SO MANY great programs to offer: First Time Buyer, VA, FHA, Jumbo, Conventional, Refinance & New Construction just to name a few!

MILITARY, POLICE, TEACHERS, FIREFIGHTERS, NURSES, DOCTORS, EMT & MORE ask me about your Service Rewards with Homes for Heroes! My Team will show you how to save time and money.

As the Branch Manager I only hire the best - that's because I truly feel my Clients deserve the best! I didn't take the decision to work for Academy Mortgage lightly. Academy's Products, Employees, Values & Mission Statement align with the kind of experience I want my clients to have while being a company I can be extremely proud to be a part of.

My Top Notch Team is known for our diligence in getting mortgage deals (even the tougher ones) to the closing table on time and in a "less-stressful" manner for all involved. I build trusting and successful relationships with my clients and referral partners.

Did I mention that I have a Mobile APP? I do! If you're into technology, check out MY MORTGAGE: MOBILE. It's quite a hit with our clients! Getting pre-qualified for your mortgage or refinance couldn’t be more convenient when using my mobile app to fill out the quick and simple form. I’ll have all the information I need to start the pre-qualification process within seconds of you pushing submit. You can even easily & SECURELY send documents direct from your cell phone! ON THE RIGHT HAND SIDE OF THIS PAGE IS THE DOWNLOAD BUTTON FOR THIS GREAT APP!

A little about my passion for mortgages: Many moons ago I graduated from college with an Engineering degree. I then traded up from something I liked to do - to something I LOVE. That Engineering background wasn't wasted, it serves me extremely well as a Loan Officer. I enjoy the challenge of puzzling together a tough loan and making it work. After 19 years in this business, helping clients and explaining the mortgage process and how we're going to make it happen is still one of my favorite things to do.

Give me a call DIRECT on my cell at 561-252-8539, I am available to help (yes, even on the weekends). Put us to the test, you'll be glad you did.

We look forward to working with you! - Bob

p.s. ARE YOU A REALTOR? Let's talk! You're going to love what Academy Mortgage & my Team have to offer. Send me an e-mail at or call my cell at 561-252-8539

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Print page

We have used Bob Smith and his team twice now and each time they made this process easy and painless. They do a great job keeping you updated and on track with the loan process. I will certainly use them again and highly recommend them to anyone looking to refinance their loan or for a new home loan. Great people who get the job done quickly and do a great job answering questions and assisting you through the whole process!

—Alan Moore

they were all awesome and was weare very pleased thank you all so very much

—Elaina Michelle Mick

All great

—Jason Snyder

Bob Smith, Sue Chaney, Norma and all of the people at Academy were great! Nice, pleasant to work with, very detailed in what was needed from me and explained all documents. These people, collectively, made the entire process so easy! THANK YOU!!!

—Cheri Lynn Pollard

Bob and Zach Smith were amazing people to deal with. They responded immediately to every email, phone call and text message I sent them. They communicated every step of the way and kept me informed from start to finish!

—Daryl W Walsh

Due to my job and travel schedule, I had a very compressed time to process my apartment purchase. Bob Smith did magic and made it happen!

—Elias Parra

—Amber Cook


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage