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Select from hundreds of loan products tailored to your needs

Brandon Harwood

Brandon Harwood

Sales Manager

365 E. Germann Road, Suite 201, Gilbert, AZ 85297
Own what matters
Own what matters

Let’s find the right home loan for you

We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.

Conventional

Conventional

A Conventional loan is a great option if you have an average to high credit score and little debt. This allows you to take advantage of lower interest rates. With these types of loans, you have the option to put 20% down, which eliminates the need for private mortgage insurance (PMI) and saves you money. If you don’t have a large down payment saved up though, don’t worry. We have Conventional loan options for down payments as low as 3%.
Down payment assistance

Down payment assistance

If you’re purchasing your first home, you have options to buy without saving a full down payment. Down payment assistance (DPA) programs can help with your down payment in the form of a loan or grant that is often forgiven over time.
FHA

FHA

If you’re looking to buy on a tight budget, these loans are a great option. It’s easier to qualify for FHA loans because they carry lower credit score requirements and lower down payment options starting at 3.5% down. They’re also insured by the Federal Housing Administration (FHA) and only issued by FHA-approved lenders.

All loans are subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

Testimonials

Testimonials
4.95 out of 5.0 stars
5.0
5.0
4.93
4.96
Brandy
Jan 22, 2022
Verified

Brandon kept us up to date with status of our Refi. He also was able to answer all of our questions and provided solid advice where needed. He made the process as quick and painless as possible.
kaylalind4
Dec 26, 2021
Verified

Absolutely amazing from start to finish. Brandon and his team are on top of it every step of the way! Highly recommend and cannot say enough good things about them. They are so organized and really go the extra mile for you.
Rosealyn
Dec 16, 2021
Verified

Brandon did a spectacular job of making my refinance a painless and streamlined process. He is dedicated, hard working and very professional; thanks to him, the refinance was completed in under 2 weeks. I will definitely be recommending him to anyone looking for a mortgage/refinance.
Marissa
Apr 29, 2024
Verified

Brandon was great to work with and let me tell you why: 1). He made the mortgage loan process easy: Brandon took the heavy lifting regarding the process, communication and advice so that I knew where I stood and I knew what I needed to do to keep the process going. Getting a home has moments where things move very quickly and you need a team of experts to move you through that process so it works to your benefit especially if there are multiple people vying for the same home. 2) He kept me informed: I didn't have to lean on my own understanding for everything. He'd explain areas I didn't understand or relay again when I needed to hear the information over. For these reasons, I felt confident relying on his subject matter expertise to make the best decisions. 3). He's very knowledgeable: He informed me of programs/grants to benefit the homebuyer. We went down the line of the various ways to get the most benefit based on my specific goals. For me, I wanted the lowest possible mortgage payment and he informed me of the 2:1 Buy down program, which made it possible for me to accomplish that goal. When we as consumers want knowledge - we need someone to know these types of insider tips with so much information out there. Knowing about this particular program was what ultimately made me comfortable to make one of the biggest purchases of my life on my own. All of this to say - Brandon was an asset in my home buying process and I'm so glad to have had the pleasure of working with him. I'd highly recommend him .
Marissa
Apr 29, 2024
Verified

Brandon was a huge asset to work with in my home-buying process. I would highly recommend him to anyone looking for a home mortgage buyer. He's fast, efficient, good communicator and knowledgable.
Amy M
Apr 24, 2024
Verified

As a real estate professional I have the opportunity to work alongside many different loan officers. Brandon was an outstanding partner to have on this transaction. He provided exceptional service to our mutual clients with his great communication skills, consistently being proactive in providing information and prompt with his responses. He went above and beyond by educating our buyers throughout the entire process, ensuring they fully understood each step. Brandon's proactive approach made the entire mortgage process smooth and stress-free. His overall professionalism and dedication contributed to an amazing home buying experience for our first time home buyers.

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NMLS ID #1895668
I am authorized to do business in the states of Arizona, California, Missouri and Texas. AZ BK#0018883; AZ BKBR# 1050990; AZ LO Lic.# 1003452; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;