Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Brandy Afuvai

Mortgage Loan Officer
NMLS # 203097
State Lic UT #7044083
201813_brandy_afuvai_Brandy workpic 3


962 E. Chambers St.
Suite 8
South Ogden, UT 84403
Branch: (801) 940-7477

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Academy Mortgage is lucky to have Brandy. She represents your company well. She made our experience great.

—Jerron Evans

Academy Mortgage was a blessing especially having Brandy Afuvai helping us. She was fast and easy to work with. Thank you. We will for sure recommend Academy Mortgage and Brandy Afuvai to others.

—Joey Pula

We worked with Brandy Afuvai at Academy through the summer of 2013 (June-September). Our loan process went very smooth and we were completely satisfied. Brandy was so easy to get a hold of. Anytime I had a question I could call or email Brandy, and could quickly receive a response. I always had one on one contact with my loan officer and LOVED not having to go through a secretary or assistant when communicating. This is one of the many reasons I would recommend Brandy at Academy!

—Brooke Pruitt

Brandy Afuvai was a pleasure to work with. She always answered our questions quickly and was very knowledgeable and very helpful through the entire process. We were extremely happy, thank you!

—James Allshouse

Everyone was very friendly and everything was explained well. I will definitely let others know, you guys were great to work with. Thank you!

—Edwin Needham

Brandy at Academy Mortgage is one of the best loan officers I have ever dealt with. Over the past 3 years I have refinanced and acquired loans from different establishments. Most were a frustrating ordeal. However, Brandy was knowledgeable, efficient, and communicated in such a way that it was a simple and straight forward process. We just completed our 3rd loan through Academy and as far as I'm concerned will always use Academy for future loans. I highly recommend them.

—Michael Woodbury

I didn't think it was possible for me to buy a house right now. And Brandy was so nice, made everything so easy and not seem quite so overwhelming. Every time I worked with her she was so professional, so friendly and made me so excited to purchase my future. I really felt like she had my best interest at heart. Even during closing, which I thought would be a stressful hour of signing my life away... And they made that part fun. There's nowhere else that I will ever go for any of my mortgage needs, and I will send everyone that will listen to me over your way. Thank you for helping me get to my future, faster!

—Keysha Klungervik

Every interaction i had with Brandi was wonderful!!! She worked very on every occasion to help it go through in the best way possible!

—Lisa Hill

The whole experience was smooth and easy. The staff, especially Brandi Afuvia was a great help, during and after the loan was completed.

—Kirk Uden

We loved Brandy. She was there through the entire process. When I say entire process, I mean ENTIRE process. She helped me get my bad credit flipped around. So much so I was able to qualify for my home on my own. Thank you for everything Brandy!!

—Angil Lee

My wife and I began working with Brandy Afuvai in December of 2012. At this time we were preparing to build a home. This is our third home we have built, and Brandy is BY FAR the best Mortgage Officer we have ever worked with and we would recommend her above anyone! The great thing about Brandy, was she ALWAYS initiated appropriate contact and/or ALWAYS followed through and delivered more than was expected, she is absolutely exceptional and outstanding!!

—Reid Newey

I have worked with Brandy for several years in the Construction Industry and as a Loan Officer. Brandy always gives 100% in all that she does and I will continue to refer business to her because of her work ethics.

—Joann Louth

From start to finish just plain professional service.

—Alfred Bearnson

Brandy was exceptionally supportive and responsive through every step of the process. She really went above and beyond every single step of the way and I would recommend her whole-heartedly to anyone!

—Athena Hope

Brandy was great to work with!

—Laramy Ray

My experience was very smooth and all my questions were addressed and answered quickly. I would do business again with Academy in a heartbeat.

—Julio Ramos

I had been in contact with Brandy on and off for about 5 years. She was always ready and willing to help and quick to respond to questions. I appreciate her patience with us and will be glad to go back to her for future mortgage needs.

—Colby Wright

I love working with Brandy and her staff. I always have a great experience. The process was seamless and transparent. The staff is friendly, professional and courteous. I am always treated as though I am the only client in the room. That is why whenever someone is looking into purchasing or refinancing, I always recommend Brandy A!!

—Tamara Minnock

LOVE Brandy. She is always on it no matter what day it is and she answers all my crazy calls, texts, and emails 24/7. She is committed to say the least!

—Amber Goldsberry

Mi nombre es jose vazquez y soy comprador por primera vez ..una de las cosas que mas me gusto de academy mortage es su onestidad siempre estubieron ahy para contestarme alguna pregunta o una duda siempre estube informado de lo que estaba pasando el proceso fue rapido son muy profesionales en lo que hacen sin enganos muchas gracias brandy

—Jose Vazquez

Brandi was the best to work with. She kept us informed through the entire process.

—Kirk Uden

We couldn't have done this without the help and guidance from Brandy!!

—Dorian Tupe

We had a previous experience with Academy. It too was a wonderful experience. It made our choice this time an easy one!

—Troy North


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