Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Brett Mills MBA, CMB, AMP, BLM, CML

Regional Sales Leader
NMLS # 11431
State Lic AZ #LO-0914694, ID #MLO-11349, UT #5499154, WY #337
2014210_brett_mills_Brett Mills Original Digital Image
Purchasing or refinancing a home is one of the largest financial investments most people make during their life. Undoubtedly, the largest investment deserves the best mortgage advice from an industry leader. The questions you may have about what mortgage loan type will best meet your needs, what down payment options and grants are available, will buying a home allow me to still live a comfortable lifestyle, and any others are all important questions to Brett Mills and you can be sure his team will be able to answer them with confidence, respect and compassion. Working with Brett’s team is a completely different experience than being “sold” a mortgage. Our team focuses on your unique situation and making sure we provide you with tailored quality mortgage planning assistance and/or advice.
Brett Mills began his mortgage banking career in 1998. Since then, Brett has made significant contributions to the industry and received many notable distinctions and awards, all of which speak to why if you reach out to Brett Mills you will receive the best possible mortgage solutions. A few notable accomplishments include:
• Consistently ranked in the top 14 mortgage originators in the nation by the Scotsman Guide and Mortgage Originator Magazine. Mortgage professional America recognized Brett on the Hot 100 list of most influential individuals in the Mortgage Banking industry.
• Top 1% Mortgage Originators in America by Mortgage Executive Magazine.
• #1 Utah Housing Mortgage Originator and member of Utah Housings Mortgage Advisory Board.
• Brett Mills is the only Loan Officer in the nation who holds a Masters of Business Administration, Certified Mortgage Banker, Accredited Mortgage Professional, Certified Mortgage Lender, and is the recipient of the Mortgage Bankers Associations prestigious 2009 Willis Bryant Award.
• Recipient of Utah Business Magazines Forty Under 40 designation given to those who have achieved tremendous success by becoming a standout in their field and demonstrated exceptional leadership.
• Honorary Commander to the United States Air Force which has made him keenly aware to the unique challenges facing military families and allowed Brett to become the VA Mortgage expert.
• Brett has created a highly skilled and nationally recognized mortgage origination team to allow all of your mortgage decisions to be made in his office. Your file will be processed, underwritten, closed, and funded in his office which allows you to receive confident answers and fast closings.
• Brett and his team are specialists in FHA, VA, Conventional, USDA, State Housing programs and grants, and Construction Lending.
Brett Mills and his team realize you have options when selecting your mortgage company and loan officer and they thrive on serving you. Brett has worked diligently to become the sought after industry expert and invites you to contact his team today for a free, no obligation custom mortgage plan and quote. In short, Brett and Academy Mortgage Corporation offer you more products, extremely competitive rates and fees and the best advice you can get in the mortgage industry.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Print page

I was pleased, it was quick and painless.

—Brandon Hulse

This is the 3rd time we have used Academy Mortgage and if we ever needed to do a home loan or refinance in the future our first choice would be Academy Mortgage.

—Edward Cosnyka

The experience we had with Academy Mortgage was exceptional. They were very helpful and had our paperwork completed in a timely manner.

—Wendy Barker

I have used Brett Mills and Academy Mortgage twice. First time was refinancing and the second time was buying a house. If I buy again, I won't even think about considering anyone else. Brett is the most knowledgeable and helpful mortgage lender I have ever used and I completely trust him.

—Dawn Star

We had a very tight timeline and our loan team was amazing as they walked us through each step. Communication was great and I want to especially thank Jess who led the effort. He was always helpful when I called with questions and concerns. This was already our third time working with Brett and Academy. For sure we will be back to work with them when need arises! Thank you Academy Mortgage!

—Wyatt Packer

Things went very well and better than we expected and was quite timely brett is a great communicator and has unbelievable knowledge of the real estate business

—Robert Starr

Brett Mills and all the team at Academy Mortgage are incredible! They were very helpful and made sure we got the best in class client service! I highly recommend them to anyone looking to get a new piece of real estate! They went about and beyond my expectations! Thanks Academy Mortgage! I definitely will look to you in the future! Thanks, Luis Chino

—Luis Chino

Our experience with Academy Mortgage was excellent. Brett and Kym were very knowledgeable, professional and thorough. The process from the initial meeting through closing was streamlined to perfection. We couldn't have been more pleased with this organization.

—Brett Weaver

Even though we have awesome credit we would've lost an amazing contract/home if it weren't for Brett's expertise with VA Home Loans. Academy Mortgage was able to expedite our loan and keep us on contract, Great Job!

—Mark Loveland

Brett, Jess and Kym were great to work with. They are all very professional and responsive.

—Shawn Whetten

Academy mortgage, and the people who work there are the easiest and most knowledgeable people you could ever meet. It's like a well oiled machine. No unexpected surprises and very straight forward. I will recommend them to anyone I know who is looking for a mortgage company. Thank you Brett and your Team. You guys are AWESOME!!

—Daniel Green

Even though we have awesome credit we would've lost an amazing contract/home if it weren't for Brett's expertise with VA Home Loans. Academy Mortgage was able to expedite our loan and keep us on contract, Great Job!

—Mark Loveland

They are the most honest upfront lenders I have worked with

—Marie

The entire process was smooth from start to finish. We were amazed at how little we had to worry! Whenever I called with a question, it was promptly answered. It was a pleasure to work with Brett and Kym.

—Randall Staker

Exceptional as always-love the video tutorials.

—Malcom Whitney

Everything went perfectly. Great communication, knowledge, and got us approved when nobody else could.

—Brock Hansen

Generally speaking, the experience with Academy was pretty seamless. The paperwork was all done correctly and the first meeting with Brett was very informative. Their estimates were accurate so by the time I went to closing, I knew exactly what was going on. My loan processor Kym was fantastic. She kept me in the loop and and was very proactive about getting my paperwork completed.

—Carlee Hansen

Great, seamless process! Thanks

—Michael Kinghorn

Academy mortgage helped us out greatly! They are very quick, thorough, and very professional!

—Casey Wergin

Fast and efficient. Academy Mortgage exceeded my expectations!!

—Devan Tandy

Communication during the underwriting stage was inconsistent and sometimes confusing. When I met with Brett before underwriting, he explained we could use the extra money from my refinance to pay off other debts. There were two methods to do this. One, Academy could take care of the check and send it to the lender. Or two, Academy could write a check directly to me and I could pay my lender. I loved the idea of having Academy take care of it because it would save me time. However, during the underwriting phase, the person helping me told me I needed to provide pay stubs for Academy to pay my lender. But it seemed like the documentation required depended on the type of debt. For example, I didn't need pay stubs for Academy to pay my existing mortgage off. But, I did need pay stubs for Academy to pay my credit card lender. I felt like the person helping me made a lot of assumptions about what I understood i.e. she assumed I knew more than I did. I gave up trying to understand and asked the checks be written to me, so I didn't have to provide the extra documentation. The experience wasn't terrible. It just made me nervous because I wasn't sure I understood why the document requirements were different depending on the method my lenders were paid. All of the information emailed to me explaining the process was excellent and helpful. It feels like materials for educating the customer are lacking for the underwriting stage. Below, I clicked no in regard to "Would you like to be contacted regarding your feedback?" I don't need you to contact me; I don't have any concerns to address over the phone or in person. However, you are welcome to contact me if you have questions about my feedback.

—David Trotter

Brett was a tremendous resource in understanding the financial options available to me and helped me get the home I wanted. He and his team were fantastic and I highly recommend them.

—Wade Taylor

I appreciated the timely and personal service. I feel like academy mortgage treated me like family.

—Peter Burnett

—Dustin Ingraham

Brett was so great to work with. He was very friendly and responsive. He was able to get me the loan that I wanted. I am very happy with my experience with Academy and with Brett.

—Tayler Montgomery

It was great to get your help and suggestions and to come up with a home loan that work amazing to get me in a home.

—Kevin Kelsey

We have appreciated working with Brett and the Academy Mortgage team. It's comforting to know that when our clients use Academy for their financing needs, they will be handled in a professional and efficient manner. That saves our clients a lot of frustration and saves us, as a home builder, a lot of frustration as well. We highly recommend Brett and the Academy team.

—Steve

Everyone at Academy Mortgage was amazing. Very thorough and knowledgeable in every step of the process.

—Nicholas Brewer

Great experience, everything was fantastic.

—Cody Bock

The entire process of getting our new home was very quick, easy, and efficient! Anytime we had a questions or concern we received an answer right away!

—Hayley Larsen

I highly recommend Brett Mills and Academy Mortgage. I have working with Brett for many years. He is very knowlegable in all aspects of the lending industry. I always refer my clients to Brett. He has always been helpful to any of my clients, from first time homebuyers, to luxury homes and investors.

—Susan Dehaan

Brett and his team were very professional! Explained everything about the financing process in detail, as well as followed with what exact step in the process we were at. Excellent experience, and will continue to use academy mortgage for future home purchases

—Philip Graham

Brett and the team did a good job of processing the loan. You got the job done even with a builder that was difficult to work with.

—Bob McCormick

For an out of town lender 5 stars!!!!!!! Fast, communicated awesome, closed on time, good appraiser.

—Elizabeth Rutger

The guided interaction with the buyers and the Realtor was exceptional. We have never seen such an effective process.

—Janice Schrader

It was important for me to close quickly and everyone did their best to make that happen. I appreciate the professional and helpful attitude and the teamwork involved throughout the process! The videos were fun, too!

—Cherie Hanks

Something to be said about going with someone that not only is recommended by a realtor and your financial adviser, but also someone that you worked with in the past.

—Darin Campbell

Extremely knowledgeable and personable. By far the best I have ever worked with considering all 6 homes I've purchased.

—Gordon Lyon

It was wonderful to work Brett and his team. I am very grateful to be saving the money by switching to a 15 year loan and dropping mortgage insurance. I am also appreciate the extra time taken to approve our loan with the short sale history that we have.

—Tige Clayton

Everything about the process was handled professionally and with the goal to help us through it and to keep us updated on the process. It was a great experience for us.

—Kent Arrington

In many emails instructions were not clear. Sonya and I both needed to sign and return the CD, but we were not told we both had to accept it. Also, dealing with more than one of Brett's assistance was confusing. We were told to watch for the CD to come in and take care of it ASAP. Using acronyms with customers that are not familiar with the terms causes confusion. I would have preferred being told the Closing Documents as CD means nothing to me.

—Steve Jensen

It was a very helpful experience.

—Emily Bybee

The was the very first experience my wife and I ever had with purchasing a home. We were very pleased with the consistent follow ups that we received as well as being able to always be able to get our questions answered in a timely manner. The entire process from beginning to end even during times when we had any questions or concerns, went very smooth. We were able to find our home, and complete our entire process all within the same month (Dec 2014). Things after our move have continued to go well also.

—Marcus Lamb

We have used Academy Mortgage 3 times now. We will continue to use them I the future. I always recommend to people to go talk to Brett Mills. He is honest about what you truly can afford instead of pressuring you into a loan that leaves you in financial trouble.

—Timothy Putman

Everyone was friendly and quick to respond to my questions.

—William V Wood

Brett is awesome to work with. He is probably the most informed and professional mortgage broker that I have ever worked with. He was great to work with through the entire process.

—Richard Johnson

We'll always use Brett Mills and Academy Mortgage. He and his staff are knowledgeable, personable, and communicate so well through every step. They take care of every detail.

—Christopher Keime

My overall experience was great. I wouldn't hesitate to refer a friend or family member to your company.

—Bryon Schmidt

VIDEOS

Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize

renovation-thumb

Renovation Loans

Academy-Title

Welcome to Academy Mortgage