Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Carla Wilson

Senior Loan Officer
NMLS # 187745
State Lic
Not just a mortgage originator, but a wife, mother, neighbor, and friend.

That’s who I am. I’ve devoted my career to serving the Central Valley for nearly 20 years. I’ve lived here nearly my entire life, raised my family here, and have a true love for this area.

My business has been built by the amazing strength of word of mouth! Friends, family, past clients and real estate partners have been my sole source of business. Over the years I’ve had the privilege of helping families from their first homes to their dream homes and everywhere in between. And due to repeat business and referrals, I’ve even had the honor of taking care of multiple generations!

I’m very committed to my clients because they are my community. I live where you live, shop where you shop, eat where you eat. My kids attend the same schools that yours do. I’m invested. You won’t find that in a faceless online lender.

So come see me! I’d love to help your family too!

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Carla was a dream. She is the type of person who you want to work with to have no worries about your loan.

—Shawn Mendoza, Client

We were treated more then friendly. Questions were all answered either by Carla or her assistant, which were both great. We had paperwork issues yet they still managed to get the closing done through all complications. We were very impressed.

—Beverly Muildor, Client

I appreciated Carla walking me through the process since it was our first time purchasing a home in the area.

—Enrique Diaz

The team at Academy was amazing!!! Carla and all who work with her went above and beyond!!! They were very personal and kind every step of the way!!!!

—Amy Knittel, Client

Carla was amazing! She walked us through the whole process. She made sure we were educated and aware of every situation. I will be coming back to Carla in the future!

—Michael Darling, Client

We have worked with Carla Wilson before it was a pleasure to work with her again. She kept us informed of every step, every nuance of the loan process and it was a pleasure to work with her. I highly recommend Carla and look forward to working with her again in the future.

—Perry Calton

Loved that we could do everything through the phone and computer.

—Carli Del Don

We had a great experience with Carla and her team. Always communicated where we were in the process.

—To & Jeannie MacDonald

Carla and Co., were a pleasure to work with. The process was painless and easy. Carla was very professional, pleasant and comforting to work with. Carla was recommended by my realtor and by far a great recommendation. Thank you very much for all of your hard work and time you gave to answer all of our questions.

—Bernie Brown, Client

Carla always was on top of things and updated me as soon as she was given information. I highly recommend Academy Mortgage!

—Matthew Roberson, Client

Carla Wilson is very efficient, personable and all around great to work with! I have received positive feedback from my clients as well.

—Richard Gardow, Realtor

Carla was absolutely wonderful! She was available at any time to answer all of our questions. We would highly recommend Academy Mortgage!

—Kevin Zuidema, Client

Carla & Jessie continued to walk me through this process. SO many details and I was working on it from another city. I appreciate their patience and having to explain the details to me.

—Julie Diaz

I worked with Carla Wilson. She was kind, always fast to get back to me and I trusted her. She is great!

—Nicole Snyder, Client

Carla was fantastic. She was always willing to answer any questions we had.

—Evelyn Darling, Client

Our loan officer Carla Wilson was wonderful to work with. She met with us and had three or four routes we could take for our refinance. We were able to ask all the questions we wanted and were able to pick the best solution for us. Very, very smooth process with no surprises.

—Joan Lee

Carla is just amazing! This the third or fourth time I have worked with her. She is a great communicator and does exactly what she says she will do. There are never any surprises.

—Kevin Goehring

—Nanci D'Anna Wyatt

Carla was so much help during this process.

—Briana Vincent

I love Carla Wilson! I will continue to use her for all my loans needs.

—Kim Nguyen

Both of my experiences with Academy have been nothing short of the best and most convenient. Thank you so much for everything.

—Katie Woltkamp, Client

I’m a picky person, and Carla went above and beyond with this loan, just like last time I purchased a home. Thanks for everything Carla!

—Craig Walker

Carla was always available for any questions or concerns. Buyers had some last minute/cold feet concerns before closing and Carla called and checked in while she was on vacation. She was exceptional.

—Cristy Whitley, Realtor

Carla Wilson is fantastic! This was the third time we have worked with her. Initially a referral from Tina Cockrell (PMZ Realtor). We had a couple challenges to our process this time, which put some pressure on the process for Carla. Nonetheless, she never made us feel like we were inconveniencing her. She not only met our expectations but EXCEEDED them. We give her a true 10! Thanks Carla!

—Aaron Cadruvi, Client

Working with Carla is such a joyful experience. She is so professional and approachable. Wouldn't go anywhere else.

—John Betz

Carla worked with me on a daily basis; with quick and effective responses to my inquiries.

—Shawn Posey, Client


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage