Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Carolyn Ney

Senior Loan Officer
NMLS # 19335
State Lic UT #5210698
2016111_carolyn_ney_New Headshot
I appreciate this opportunity to introduce myself. I started my career in the mortgage industry in 1984 working for the largest mortgage loan servicer in the country processing and originating loans. I continued to originate loans as well as working in wholesale lending before coming to work for Academy Mortgage in 1991. I was hired by Academy's founder, and I worked directly with him for more than 20 years serving in many management roles and key executive positions as we laid the foundation for the company. In 2012, I returned to originating, specializing in land acquisition and development loans for subdivisions, construction loans for builders, and residential mortgage loans for consumers. I offer a full selection of loan products for purchases, refinances, Jumbo loans, first time homebuyer programs, commercial loans, and much more. I believe my customer service, professionalism, and attention to detail are a benefit to my clients. All loan processing, underwriting, and closing are done in the branch to help me control the service levels and turn time so I can provide a fast and efficient mortgage. I will make sure you have regular updates and honest answers in a timely manner. I have learned from my years in management that communication and service are most important. I am committed to being available and helping you every step along the way. I want home buying to be an exciting and positive experience. Working with homeowners is something I love, and I hope to have the opportunity to work with you. Please feel free to contact me if you have questions or if I can be of any help. I look forward to hearing from you!!

Carolyn Ney

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


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