Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Carolyn Ney

Senior Loan Officer
NMLS # 19335
State Lic UT #5210698
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I appreciate this opportunity to introduce myself. I started my career in the mortgage industry in 1984 working for the largest mortgage loan servicer in the country processing and originating loans. I continued to originate loans as well as working in wholesale lending before coming to work for Academy Mortgage in 1991. I was hired by Academy's founder, and I worked directly with him for more than 20 years serving in many management roles and key executive positions as we laid the foundation for the company. In 2012, I returned to originating, specializing in land acquisition and development loans for subdivisions, construction loans for builders, and residential mortgage loans for consumers. I offer a full selection of loan products for purchases, refinances, Jumbo loans, first time homebuyer programs, commercial loans, and much more. I believe my customer service, professionalism, and attention to detail are a benefit to my clients. All loan processing, underwriting, and closing are done in the branch to help me control the service levels and turn time so I can provide a fast and efficient mortgage. I will make sure you have regular updates and honest answers in a timely manner. I have learned from my years in management that communication and service are most important. I am committed to being available and helping you every step along the way. I want home buying to be an exciting and positive experience. Working with homeowners is something I love, and I hope to have the opportunity to work with you. Please feel free to contact me if you have questions or if I can be of any help. I look forward to hearing from you!!

Sincerely,
Carolyn Ney

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools

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How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

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How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

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How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

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How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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VIDEOS

Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize

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Renovation Loans

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Welcome to Academy Mortgage