Carter Fritz

Loan Officer
NMLS # 1409563
State Lic UT #10376263
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CONTACT INFORMATION

1810 East 3100 North
Layton, UT 84040
Mobile: (801) 726-0585
Branch: (385) 238-4367
Fax number: (358) 238-4150
Welcome!

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Carter was great to work with. He was quick and responsive. The whole Academy team worked hard to ensure my needs were met, even though I had a unique (difficult) loan situation.

—Nicolette Watkins

Carter was amazing and our difficult home buying experience was thankfully loan easy

—Richard Poll

Carter Fritz was my loan officer. I feel like he was very genuine in his correspondence with me. He also gives good advice for those who may not know very much about mortgages. I asked a lot of questions about nitty gritty details, and got them to be competitive with my mortgage rate. Carter was really respectful and did what he could to give us the best experience on buying home.

—Jay Dee Martin Germer