Hi! My name is Charissa Cruz and I'd love to share a little bit about myself. I grew up in Lakewood CO and after a brief 20 year stint living abroad I came back to the same neighborhood where I grew up. Now together with my husband and 2 kids 4 dogs 2 cats 2 pot-bellied pigs and over 900000 other animals (8 bee hives) my home is my homestead. It is Bee-utiful!! I am delighted to have you consider my services. I have worked in finance for over 25 years and understand the importance of money management. I've had the opportunity to work in NYC for 15 years and Hong Kong for 5 years. My clients are my #1 priority and helping them remain CALM and CONFIDENT throughout the loan process is my goal. I have a dedicated in-house team to assist me. We believe communication is key and will be available to answer calls or emails throughout the process. We have many loan options to choose from! I believe in finding my clients the right program whether you are investing in your dream home refinancing your home to pay down debt plan for college or looking for property investment options there is the right loan program for you! I love giving my borrowers choices and finding the best solution for your needs. Some other fun facts about me. I am a Rotarian and have been involved in some amazing service projects. My grandfather was one of the founding members of Rotary and I had an opportunity to study in Brazil with Rotary and remain fluent in Portuguese. I love photography and videography tai chi and am an avid mountain biker. We are home brewers and make the best natural Root Beer and Kombucha in the west. Please connect with me and I'd be happy to share it with you! Travel is also big on my list. I have lived in Brazil Italy and Hong Kong and traveled to over 20 countries and love learning about new cultures. I am a little bit gaga when it comes to animals. Your pets are always welcome in my office! Thank you for taking time to visit my website.