Charissa Cruz

Loan Officer
NMLS # 246806
State Lic CO #100032219
2016126_charissa_cruz_charissa cruz

CONTACT INFORMATION

1951 Wilmington Dr.
Fort Collins, CO 80528
Mobile: (720) 226-6651
Direct: (303) 914-3820
Hi! My name is Cher Cruz and I’d love to share a little bit about myself. I grew up in Lakewood, CO and after a brief 20 year stint living abroad, I came back to the same neighborhood where I grew up. Now, together with my husband and 2 kids, 4 dogs, 2 cats, 2 pot-bellied pigs, and over 900,000 other animals (8 bee hives), my home is my homestead. It is Bee-utiful!!

I am delighted to have you consider my services. I have worked in finance for over 25 years and understand the importance of money management. I’ve had the opportunity to work in NYC for 15 years and Hong Kong for 5 years. My clients are my #1 priority and helping them remain CALM and CONFIDENT throughout the loan process is my goal.

I have a dedicated in-house team to assist me. We believe communication is key and will be available to answer calls or emails throughout the process. We have over 200 loan products to choose from! I believe in finding my clients the right program whether you are investing in your dream home, refinancing your home to pay down debt, plan for college or looking for property investment options, there is the right loan program for you! I love giving my borrowers choices and finding the best solution for your needs.

Some other fun facts about me. I am a Rotarian and have been involved in some amazing service projects. My grandfather was one of the founding members of Rotary and I had an opportunity to study in Brazil with Rotary and remain fluent in Portuguese.

I love photography and videography, tai chi, and am an avid mountain biker. We are home brewers and make the best natural Root Beer and Kombucha in the west. Please connect with me and I’d be happy to share it with you! Travel is also big on my list. I have lived in Brazil, Italy and Hong Kong and traveled to over 20 countries and love learning about new cultures. I am a little bit gaga when it comes to animals. Your pets are always welcome in my office!

Thank you for taking time to visit my website.

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VIDEOS

Watch these videos to learn more about your loan.

Fast Service

Can You Relate? Fast Service

How To Buy A House

How To Buy A House: What You Need To Do First

Performance - My Mortgage: Mobile App for Borrowers

Performance - My Mortgage: Mobile for Borrowers

Cher Cruz instilled the utmost confidence that everything was being handled. She was thorough, detailed, very friendly and made this process smooth and stress free. The closing could have been very easily delayed had she not been diligent in communicating with the builder, appraiser and many others that made this happen. Cher is a gem!

—Michael Bastien

Process went very smoothly. Cher is great to work with!

—Stephanie Foust

Charissa is a phenomenal mortgage lender. On time, thorough and takes great care of her clients.

—Pete Ambrose

Cher Cruz did an amazing job. She was always very patient with questions and very prompt with important information through the whole lending process. She made financing a home easy! Would highly recommend to others, very happy with the level of service received.

—Joseph Warner

Charissa was very helpful throughout loan process and very timely with response to questions.

—Tony Bednarik

Cher Cruz is an exceptional Sr. Loan Officer who is friendly and concerned about her borrowers needs. She always attends her closings which impresses the buyer, seller, other Realtors and title closers because she cares enough to be there and can answer questions or deal with concerns on the spot.

—Ron

Charissa, you were beyond amazing! The entire time you were so fast at responding to us and walking us through every step. We appreciate it more than you know!

—Stephanie Marvin

Cher was always available to answer any and all of my questions. She was wonderful to work with. I never had to worry about anything because I knew if there was a problem she would let me know and we would get it taken care of quickly. She made sure the process went smoothly. Thank you!!!!

—Golda P Sheets

How lucky I was to work with Charissa Cruz on my home loan. I was amazed on how smooth and easy Cher processed my loan with such expertise. Every question I asked, (and I had quite a few), Cher would answer in detail and in the way I would understand. At the closing, Cher was there to guide us to the end. Cher is very professional in her field and personal at the same time. I will definitely recommend her to all family and friends.

—Peggy Sanchez

Fantastic experience again working with Cher and Academy Mortgage. She is incredibly accommodating and made the entire process easy on us. Would highly recommend Academy to anyone!!

—Michael Bastien

Cher was always available to answer any and all of my questions. She was wonderful to work with. I never had to worry about anything because I knew if there was a problem she would let me know and we would get it taken care of quickly. She made sure the process went smoothly. Thank you!!!!

—Golda P. Sheets

Cher was very thorough and very easy to communicate with.

—Amanda Sharp

Cher was always available to answer any and all of my questions. She was wonderful to work with. I never had to worry about anything because I knew if there was a problem she would let me know and we would get it taken care of quickly. She made sure the process went smoothly. Thank you!!!!

—Golda P Sheets

Cher was always there for me, any hour of the day to help me in getting everything done. Truly went above and Beyond!

—Nicholas Platek

Cher Cruz is outstanding. Her attention to detail is excellent, she let us know exactly what we needed for her underwriter. She is one of the very few lenders to attend our closings. WE highly recommend Cher!

—Ronie Darling

It was a pleasure working with Charissa Cruz at Academy Mortgage. She made it a great experience, and I would recommend her highly to anyone who is in need of buying a home. She was willing to work with me, and she gave great tips to get things done

—Rebecca Campbell

It was a wonderful experience and the people at Academy were amazing.

—Robert Mundy

Cher was very responsive throughout the entire process. Her knowledge and expertise int he loan process really helped get the edge on getting approved for our loan. I enjoyed the personalized videos of all the steps of our loan process.

—Julian Sisneros

Cher Cruz instilled the utmost confidence that everything was being handled. She was thorough, detailed, very friendly and made this process smooth and stress free. The closing could have been very easily delayed had she not been diligent in communicating with the builder, appraiser and many others that made this happen. Cher is a gem!

—Michael Bastien

The staff was awesome from the beginning to the final closing extremly patient and knowledgeable throughout the process

—Michael Day

Cher was absolutely wonderful - hyper organized and helped me with any and every question in a timely fashion.

—Rachel Gallagher

Charissa made this home purchase very simple and easy. Issues were explained thoroughly and I felt confident in the process. She kept me up to date on events and progress with the sale and was always available for questions. When I visited the office I got the impression that the rest of the office staff was on the ball too....a real team effort.

—Ronald Turner

We really appreciate the warm, personal experience we had with Ms. Cruz and her associates throughout the process. We were treated like friends and not just numbers. Thanks for everything!

—Edward R Walsh

I would rate my experience 10/10. The above line item wouldn't take that information. Charissa Cruz exuded professionalism, and knowledge throughout the entire (challenging) loan process.

—Josyanne Dean