Chris Howell

Loan Officer
NMLS # 331216
State Lic CO #100011082
201723_chris_howell_Howell, Chris

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Chris and his team are absolutely amazing. He even allowed me to use my falcon to deliver my documents. Will use and recommend Chris for as long as he is in business.

—Brandon Smith

—Cassandra Cardew

Academy worked with us over a long build process and met our needs throughout.

—Brent Yager

Chris was wonderful to work with. He provided updates throughout the entire transaction, closed on time, and my buyers were thrilled to receive cash back at closing.

—Gordon Kelly

—Brooke Thompson

Chris Howell made this the best experience we have ever had. He and his team made the buying process so smooth and stress free. Thank you!

—Charles Sage

—Jeff Mott

This was a completely painless and efficient experience for me. I always felt that my loan was top priority for Chris and his team. I will definitely refer people to use them in the future and use them myself for future home purchases.

—Robert Klose

Chris Howell was extremely helpful with everything. I felt I could trust him because of his conduct. I had spoken to a few other lenders and they all seemed like used car salesmen, fast and pushy. Thank you Chris and everyone at Academy for your kind and respectful conduct.

—Mark Brinkman


—Jim R Bradshaw Jr

—Joe Mivshek

—Rodriguez Travis


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


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