Clay Christy

Senior Loan Officer
NMLS # 202092
State Lic GA #25379, TN #121021, AL #58528

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Clay was very easy to communicate with and very

—Darwin Schattler

Communciation is the Key which we had Thank You

—Sue Turner

Academy Mortgage was the brightest star in my selling & purchasing a home. I felt everyone at Academy Mortgage was actually looking out for me, unlike my real estate agents. Everyone at Academy returned phone calls, answered questions & genuinely made me fell like I was their most important customer.

—Marion Smith

Communciation is the Key which we had Thank You

—Sue Turner

Clay Christy, Cory Christy, and Heidi Speak are phenomenal. They are the "go to" team for me and all of my financial needs. This is the second home I have purchased with them and they have never disappointed. They are easy to get in touch with (even after hours), always kept me up to date, told me everything they would need from me before I was rushed to get it, and they closed my loan quicker than other institutions could. This team is on top of it and I would highly recommend them.

—Alexandra Ward

These people are the best at what they do. It was painless and easy and they treated me like a family friend

—Meredith Jenkins

Clay Christy and his team are awesome!

—Christopher Casey

Everyone we worked with at Academy performed exceptionally. We were able to close on our loan quickly, and get any of our questions answered easily.

—Andrew Kelley

Get things done on time. When someone tells you not to e-mail them please do as asked.

—Barbara Helton

I work mainly with Clay - he was always friendly and encouraging! I feel that Academy Mortgage went above and beyond to make my experience a great one.

—Christen Shiflet

Clay Christy, Cory Christy, Heidi Speak, and Jessica Gonzalez

—Brett Spradley

Clay was fabulous to work with, as usual! All of the people we worked with on our loan were super fast in responding to any questions we had.

—William Daw

I mostly worked with Corey throughout my loan process. He helped me feel at ease from the first phone call. Anytime I called or had a question, he was right there to walk me through. I was also able to work with Clay, Jessica, and Heidi. Whether by phone, email or text they were all right there for each step of the loan process. Working with Academy Mortgage was the easiest part of getting a home!

—Heather Bihm

Excellent service.

—James Allison

Clay was very easy to communicate with and very

—Darwin Schattler

Clay and Cory are outstanding as employees representing Academy and as individuals. We have known Clay for years and appreciate his honesty in telling us the best course to take... even when it wasn't using his services. Great experience!

—Kerri Pugh

Excellent service.

—James Allison

Clay Christy was great to work with. Our Closing Agent, Paige was great as well.

—John Hall

I was nervous at first bein a first time buyer, but Clay was very helpful through out the whole process.....

—William Churchwell

Clay answered questions in a very timely fashion, exemplified a positive attitude, he communicated whenever there where changes with our loan process.

—Emily Brooks