Danielle Hajda

Loan Officer
NMLS # 235004
State Lic TX #235004
20141020_danielle_wagnerpayne_Email pic

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Star Rating Response: 5 How likely to Recommend: 9 Testimonial: Danielle worked tirelessly to make sure we got into our house.

—Mathew Kovac

Great customer service! Danielle and company members were all very helpful answered all my questions and doubts i had. Great Service! Closed way sooner than expected:)

—Maria Navarro

Star Rating Response: 5 How likely to Recommend: 10 Testimonial: Thanks Danielle for being there for us! Even when having a baby!

—Edgar Guevara

Star Rating Response: 5 How likely to Recommend: 10 Testimonial: I had a great experience with Danielle Hadja, however, I will not say the same thing about my first loan processor.

—Lea Siltberg

Rating: 5 Close on time: yes Effective communication: yes Use Academy again: yes

—Jason Howes