Dave Young

Branch Manager
NMLS # 222107
State Lic UT #7554441, ID #MLO-17000
2172_Dave_Young

CONTACT INFORMATION

1440 S Foothill Drive
Suite 250
Salt Lake City, UT 84108
Mobile: (801) 599-4182
Direct: (801) 599-4182
Fax number: (855) 590-0825

Dave Young - PROVIDING CONFIDENCE!

Dave's desire is to provide you confidence in the home-buying process. The American dream of buying a home should be an enjoyable experience; his goal is to ensure that. He has a stellar reputation in the mortgage industry for delivering excellence in customer satisfaction and on-time closings. He delivers confidence to his clients through hard work and a passionate commitment to excellence. With more than 15 years of lending experience, Dave has been building "Clients for Life". Repeat business is the cornerstone of his success.

He provides confidence through;


Mortgage guidance that is ethically and morally right

Creating a satisfying customer experience

Serving as an industry expert

Putting customer's needs first

Meeting the agreed-upon closing date

Paying close attention to details


TOGETHER, WITH DAVE YOU CAN ACCOMPLISH THE EXTRAORDINARY!

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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I was impressed by the attention to detail and the caring that I experienced while getting my house re-financed. Dave and his team were available to answer any question quickly and even offered another option that I hadn't thought of when re-financing my house.

—Maryanne Lyon

Best experience I've ever had with getting a loan, Dave was excellent and answered all my questions and was on top of everything from the get go. This is a long process and can be painful but the pain was minimal because Dave was there every step of the way with me.

—Matthew Young, Client

My clients mentioned that this was the best lending experience they have had. This is the third home that I have sold them and they used other lenders on the prior two transactions. I appreciate the closing department busting their butts to make sure we could close this one about 10 days earlier than expected. I am not sure how they made it happen, but they did. Thanks to Dave and the entire Academy team!

—Todd Jones, Realtor

Has genuine concern for the client - they feel like it's about them and not a paycheck. Dave truly cares about the individuals and they express that.

—Trou Starkey, Realtor

We've worked with Dave Young on our last two mortgages and would recommend him to anyone! He explained things so clearly & was quick to respond to any of our questions. We completely trust him and knew that he'd treat us like his own family. Both our experiences were totally hassle-free and we will for sure continue to have him help us with any future loans. He has years of experience & offered us wise financial advice. We will continue to refer all our family and friends to Dave. Thank you for such a wonderful experience!

—Angeli W

Danny and Dave did a great job. They kept me well informed, were very knowledgeable, and did their best to make the process as painless as possible.

—Ian Taylor, Client

We have benefited greatly with our association with Dave Young and his team at Academy Mortgage. Thank you for your many efforts in our behalf.

—Carolyn

Dave Young was very professional. He explained all options for refinancing my mortgage and helped me choose an option that best suited my needs. I was kept informed as to the progress of the loan throughout the loan processing period. Overall the processing of the loan went smoothly and I was able to close on the loan before the anticipated closing date. I would recommend Dave Young and Academy Mortgage to anyone thinking about refinancing or buying a new home.

—Diane Halbasch, Client

Dave is a great educator. He is knowledgeable and caring with my clients and tries to offer them service beyond just a loan. He pays great attention to detail and makes my closings smooth.

—Wendy

Dave is the first name I give out when asked by my clients for the name of a lender. I know that when I refer any of my clients to a service provider of any kind, my name is attached to that referral. I never hesitate to refer my clients to Dave because I know that their expectations of customer service will be exceeded. During the 10+ years that we have been in business, I have never had a client provide anything but glowing reports of Dave's expertise and service. Most of the clients I refer generally end up getting their mortgages through Dave because he is most concerned with educating the client about the process and explaining the best loan product for their purchase or refinance. He does not apply pressure, but instead provides information and competitive loan products so that the client can make an educated decision regarding their financing. I have been highly impressed in the past when Dave has assisted me personally with refinances or purchases. Dave and I share the same business philosophy, which is to always put the client and their best interest above all. I have and continue to refer him to clients, friends, and family.

—Todd Jones

Great father and son team. Not only was the knowledge excellent, but they took the time to explain all the different factors to us, enabling us to make the right decision about our loan. Great communication throughout the process put me at ease during a stressful time.

—Stephen Sorweid, Client

Dave Young did a great job in navigating us through the approval process. He was very knowledgeable in explaining the lending process and options.

—Jacob Young, Client

Dave was very informative for a first home buyer. He not only showed us the best decision, but helped show the smartest decision.

—Joey Wood

Dave Young is knowledgeable, professional, responsive and an overall genuinely nice person. Our experience was great and due to his experience he saved us hundreds of dollars in origination fees and more in other long-term costs. We highly recommend Dave and team.

—Kent Rogers

Our mortgage search started with interviewing six different brokers before settling on David Young. Our experience with Dave was outstanding. Our financial agreement was tailored to our specific need. Options were provided in an honest and easily understood forum. At closing, each aspect of the loan was to the penny of the estimate, there were no surprises. The entire process was one of honesty, integrity and great customer service. We have referred Dave to both friends and family. We will return to Dave for any and all of our mortgage needs.

—Scott Zigich

Whenever possible I refer my clients to Dave Young. If Dave says he can get the deal done, he gets the deal done.

—Dana

Dave Young was amazing and I cannot think of a single thing that I could suggest! He was proactive, and always seemed to have all the answers.

—Matthew Jones, Client

Dave was very informative for a first home buyer. He not only showed us the best decision, but helped show the smartest decision.

—Joseph Wood, Client

Dave Young was amazing and I cannot think of a single thing that I could suggest he do better! He was proactive, and always seemed to have all the answers.

—Matt Jones

Dave & his team were amazing, they went above and beyond for my family and I, We felt safe and secure & confident they our best interest in mind. We couldn't be happier with the out come of their service. We look forward to future business with them.

—Benjamin Turner

I would suggest Dave at Academy Mortgage, hands down the best. I went with a VA loan and he was incredible and knowledgeable throughout the whole process.

—Jacob Salgado

We liked the personalized videos along the way explaining what was going on and what we needed to do. We also felt like it was Christmas when we closed for all the gifts we received from Dave!

—Kevin Figuerres, Client

Danny and Dave over at Academy are my number one choice in lenders to work with! My clients consistently rave about their knowledge and incredible customer service. I know I can count on them for a smooth transaction.

—Brad Hansen, Realtor

Great to work with, helped me understand the process and go through it fairly smoothly

—Loumpeniwond Srey, Client

For many years I have been privileged to know David Young. Dave caught my attention for he was a devoted father and husband, a quality I so admire! Dave has always been a man of huge integrity and an example to many. My first experience with Dave was working with a real estate savvy couple, they too, had tremendous confidence and trust in Dave"s opinion and professionalism. Everything went very smoothly throughout the process! Dave beautifully educated the buyers. Everyone was kept fully apprised of the process and decisions and updated regularly. Dave has proven to be competitive and informative. He has great skill working with buyers with many different needs. This experience was the first of many over the years, each bearing the same end result.

—Carolyn Kirkham

My clients mentioned that this was the best lending experience they have had. This is the third home that I have sold them and they used other lenders on the prior two transactions. I appreciate the closing department busting their butts to make sure we could close this one about 10 days earlier than expected. I am not sure how they made it happen, but they did. Thanks to Dave and the entire Academy team!

—Todd Jones (Agent)

Don't waste your time online. Call Dave at Academy Mortgage and he'll teach you about the process in addition to providing excellent service and competitive rates.

—Randall Brown

Dave was so Great to work with! He helped me every step of the way, he really did his research to get me the very best loan and an incredible interest rate!! I now have a life long friend !

—Rebecca Russell

I like the personal touch that Dave gives to the clients, to me and to the transaction. I especially like that he answers his phone and returns call promptly and last he knows what loan products best meet the needs of my individual clients.

—Julie Coles, Realtor

Overall fantastic. Knowledgeable, let us know issues in advance, gave us the best arrangements financially one could hope for, worked well with realtor and others.

—Gabriel Della-Piana

Dave and his staff were awesome. They communicated with me every step of the process, from loan application to closing. Dave knows his business and was exceptionally helpful in securing the loan I needed at an appropriate cost.

—Mark Elwood, Client

Dave was very helpful on educating my wife Kate and I about the process of buying a home, how the loans and rates work when purchasing a home. I have to say that I had only a very basic knowledge when entering into this process but learned a lot and felt more confident to move ahead with the process of purchasing our first home together working with Dave.

—Eric Elde, Client

It was great. I called Dave and he met me within an hour to start the refinance process. I was told to expect 3-4 weeks, but everything was taken care of within a little over 2 weeks. He even had answers to questions I didn't know I had.

—Alyssa Starkey, Client

Our experience was wonderful, especially being first time home buyers and not knowing much of the process. You were very informative, you slowed information down and repeated yourself when necessary so we could learn and understand what was happening. We came by recommendation, and would couldn't have been happier. We didn't feel the need to shop around. Immediately we felt like we were in good hands and that our best interests were being met. Working between you and our realtor we felt that both were conservative and not looking to make a sale, you understood our finances and what we wanted and you helped us succeed at that. The communication between the three parties was wonderful. Everyone was on the same page and looking out for us. Once we were under contract Dave took charge and dedicated himself to our loan and making sure it happened, almost on time, if it were not for the underwriter needing some added details. Dave was great to work with, emails and calls were answered quickly and if he needed information from me he made sure to contact me sooner rather than later. The whole process took almost 1year, from the time we met with Dave to go over our finances and fix some errors, to closing. Dave never lost track of who we were or where we stood with the house search. It was an absolute pleasure to work with him.

—Matt Moon

Dave is a guy I can trust. When it comes to big decisions and large purchases, the speed of trust goes a long way.

—Richard White, Client

Dave takes very special care of each and every client. His professionalism and attention to detail are greatly noticed and appreciated.

—Carolyn Kirkham, Realtor

I will continue to use Dave as a loan officer as long as he is alive!

—Steve Carey (agent)

We closed on our home with Dave and it was a fantastic experience! We would recommend him to anyone. We had closed with other lenders previously and just not got the service that Dave gave. Academy will not disappoint!

—Angelene H

I am a first-time home buyer and am single. I was very overwhelmed by the home buying process, specifically mortgages. Dave Young took the time (more than once) to sit down with me and go over the process, rates, options, etc. He explained things very clearly and was very upfront and honest with me. I felt like he did everything in his power to help me make the most informed decision as possible regarding my very first mortgage...not to mention we were able to close 5 days earlier than scheduled! I would highly recommend Academy Mortgage (Dave & Dan Young) to anyone!

—Shanna Taggart, Client

We were first time home buyers with no clue how anything worked. We met with Dave to get some information about what we could afford. He was very knowledgeable and was very informative. He was always quick to let us know what was going on through the mortgage process and always made sure we understood what each step was. He kept in close contact with us and we never felt out of the loop. He handled everything in a timely manner. Danny helped us with closing and was equally as great to work with. Both men were very friendly and approachable. We are very satisfied with them. They have earned our business for life.

—Mason James, Client

I am a first-time home buyer and am single. I was very overwhelmed by the home buying process, specifically mortgages. Dave Young took the time (more than once) to sit down with me and go over the process, rates, options, etc. He explained things very clearly and was very upfront and honest with me. I felt like he did everything in his power to help me make the most informed decision as possible regarding my very first mortgage...not to mention we were able to close 5 days earlier than scheduled! I would highly recommend Academy Mortgage (Dave & Dan Young) to anyone! I am so impressed with the professionalism and expertise of Academy Mortgage (specifically Dave Young's team). My only suggestion would be to tell customers about the Academy Mortgage app early on. The app made uploading documents so much easier. Before the app, I had to go to my work to scan documents to my work email and then send them to my personal email in order to get them to my mortgage officer. The app made things MUCH easier!

—Shanna Taggart

Outstanding company, really went out of their way to get things done, and we're true to their word!

—Christopher Lamb, Client

Our experience was so smooth because of Dave and his team at Academy Mortgage. By the time we got to closing, we understood everything so well we were able to breeze through. Their customer care was above and beyond what we expected.

—David Oder, Client

Dave was thorough, always returned my calls and answered questions, kept in contact with emails, and was always knowledgeable and helpful. Dave was the best Loan Officer I have ever worked with! I will definitely refer him in the future.

—Melissa Needham

Our overall experience with Academy Mortgage was by far the best experience we have ever had with any Mortgage Company. We needed to close very quickly due to a shot sale we were purchasing and they exceeded our expectations on how quickly and professionally they got the job done. I would recommend them to anyone who wants a great experience with excellent staff that work very hard to get the job done.

—Michael Osguthorpe, Client

As a first time home buyer I was a little hesitant and overwhelmed by the whole process. But I was completely put at ease with the skilled and patient staff at Academy Mortgage. Thank you!

—Heather Harper, Client

Academy mortgage is the only mortgage company to use. We started working with Dave almost a year before we actually closed on our home. He walked us through each and every step of the process and gave us recommendations as if we were members of his family. We put our total trust and faith in him and he completely exceeded any and all expectations we could have ever had. We kept hearing buying a home was a hard process and I find myself still waiting for the hard part to come because it never did!! Thank you for all you guidance and help! We could not have hoped for better!

—Jamie Allen

Academy mortgage was very efficient in handling my mortgage papers and Dave Young gave me a personal touch in dealing with anything that concern me on this matter.

—Roderick Reboton, Client

Dave and his team did a great job with my buyers. He committed to get their loan done quickly and he exceeded that commitment. Happy and pleased buyers makes my end so much easier. Thanks Dave!

—Lisa Devashrayee, Realtor

I trust Dave and he knows the industry very well

—Adam Kirkham, Realtor

Dave & his team were amazing, they went above and beyond for my family and I, We felt safe and secure & confident they our best interest in mind. We couldn't be happier with the out come of their service. We look forward to future business with them.

—Ben Turner

Our loan officer, Dave Young, did an excellent job keeping everyone informed and in the loop as the transaction progressed so we could go smoothly to and thru closing without any hiccups.

—Kathy Penrose, Realtor