David Milne

Sales Manager / Producer
NMLS # 148877
State Lic OR #148877, TX #148877, WA #MLO-148877, AZ #LO-0914231, CA #CA-DOC148877
2018327_david_milne_2 (Small)

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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David and Sara were absolutely "on top" of the loan process every step of the way. I so much appreciate the consistent communication and current updates throughout the process. Very knowledgeable about the newest regulations and very responsive to all questions and issues. My "Go To" guys for sure!

—Linda Grimsrud

Awesome service from David and Sara, kept me in the loop every step!

—Casey Haaker

David and Sara for a smooth transaction. Thank You both for being patient with me on my first LOAN transaction. Also thanks for working with my potential clients in getting them pre qualified or working on their credit so they will someday be pre qualified. You both and anyone behind the curtains that I haven't talked to.

—Jim Balko

Everyone was amazing. They made sure I knew what each step was going to take and also that I was ok through the process.

—Christopher Wyer

David, Sara, and Jono are a GREAT team and awesome to work with through-out the transaction. They jumped through hoops several times all the way to the end and we still closed on time. I had a GREAT experience.

—Susan Shreve

Was quick and painless.

—Michael Morley

Great Experience.

—Susan Shreve - Realtor

Very helpful, took time from their lunches and their family's to answer my many questions. For a first time buyer they went over the top.

—Donna Henning

Both Sara Becker and David Milne work my loan and were fantastic! They kept me informed on my loan throughout the process and were very professional but also very genuine. Great experience and will always recommend and return for any services. Thanks Sara and David!

—Ronnie Thude

The entire team was on top of whatever task was at hand. David Milne was easy to contact (always answers his phone) and helpful until myself or my clients ran out of questions! His knowledge of the lending processes and customer service skills are top notch! My clients were very happy with David! Clients changed their lender choice to Academy Mortgage due to time constraints of another well-known lender. The clients were very afraid to let go of the other lender, but trusted their instincts when their loan officer counseled them in a non-invasive, non-obligatory manner. They made their choice to use Academy Mortgage, and their loan officer stuck right by their side the entire time - no matter what day, or what time. There were some bumpy road times, of course, but we got through the transaction and ended up with HAPPY BUYERS! -- Our greatest achievement!

—Kathy Nolte - Realtor

Great People to work with.

—David Bush