Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

David Posta

Senior Loan Officer
NMLS # 277358
State Lic CO #100027014


604 25 Road
Grand Junction, CO 81505
Mobile: (970) 201-7045
Direct: (970) 852-3403

I was born and raised on the Western Slope. I love this state for its people, accessibility to the outdoors, and of course the unbeatable Colorado scenery. I am happily married with two daughters and one son. When I am not spending time with my family, I am usually partaking in all that Colorado offers; including rock climbing, skiing, hiking and camping. I am also a member of Search and Rescue and can be found assisting in difficult and technical high angle rescues.

I have been in the mortgage industry since 2005. I love the industry for its challenges as well as its rewards. I have experience will all types of loans including, CHFA, CHAC, USDA-RD, FHA, VA, and Jumbo. I strive to make the loan process as easy and stress free as possible. You are invited to apply online, over the phone, or contact me directly to set up an appointment.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today's rapidly changing economy.

—Adam Kessler, Chairman of the Board, Academy Mortgage


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage