Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

David Posta

Senior Loan Officer
NMLS # 277358
State Lic CO #100027014

I was born and raised on the Western Slope. I love this state for its people, accessibility to the outdoors, and of course the unbeatable Colorado scenery. I am happily married with two daughters and one son. When I am not spending time with my family, I am usually partaking in all that Colorado offers; including rock climbing, skiing, hiking and camping. I am also a member of Search and Rescue and can be found assisting in difficult and technical high angle rescues.

I have been in the mortgage industry since 2005. I love the industry for its challenges as well as its rewards. I have experience will all types of loans including, CHFA, CHAC, USDA-RD, FHA, VA, and Jumbo. I strive to make the loan process as easy and stress free as possible. You are invited to apply online, over the phone, or contact me directly to set up an appointment.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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David Posta and Karen Zook were absolutely phenomenal! I truly get that they had my best interest at heart and we’re so supportive and well informed!

—Lisa Beltran

All I can say is you all did a great job and thank you......

—Hubert G. Hahn

Hi David, you were awesome! Thanks for everything!

—Hone Buyer

Academy was very professional and all my contacts that I have dealt with through them and with them was an amazing experience. Highly recommend Academy. Great group of people.

—Ronald Duggan

Everybody was wonderful! Karen Zook and David Posta are just superb individuals...know their jobs well...excellent customer service. We have no complaints. One of the things we were impressed by was the level of integrity at Academy Mortgage. That's important to us, and it was reassuring to work with a group of individuals we felt we could trust and that would have our best interests in mind.

—Robin Young

—Joshua Gunlock

David Posta and Academy Mortgage were excellent in the loan processing of our home purchase. Basically a worry free experience for that part of our transition. We really appreciated his knowledge and efforts to keep things on track. Thanks David and we liked your wall clock where it's always 5pm no matter the time of day.

—Robert C Foster

It would be helpful if electronic disclosures came from the LO, LOA, or their processor. Instead of a different Academy employee.

—Laura Claire Barker

Overall pretty seamless. Support staff needs a little polish but David made everything right.

—David E Henderhan

We needed to close before October 1st. We closed on September 27th. The process was quick and smooth, can't ask for much more.

—Jacob Steele

David was through, patient, flexible, and creative in his dealings with our loan. I would strongly recommend him to my family and friends

—Kelsey Pink


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage