Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Debbie Bowden

Senior Loan Officer
NMLS # 229951
State Lic ID #MLO-17564, UT #5488611
20171223_debbie_bowden_Debbie Bowden

I have been in the business since 1978. I have held many positions starting with processor, underwriter and as a Branch Manager for a leading mortgage lender for 15 years. I have the experience and the knowledge to structure your loan to best fit your financial needs.  I specialize in First Time Home Buyers and have been a top producer in the State with Utah Housing's first time homebuyer program.  I have knowledge in several other grant programs. 

I made the move to Academy as a loan officer to give me more time to do what I enjoy most which is originating loans and helping buyers realize their dream of homeownership. I chose to work with Academy Mortgage Corporation because I believe the company is positioned to offer you the widest range of products at the most competitive market rates along with the best service.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


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