Debbie Havens

Branch Manager
NMLS # 653845
State Lic


1730 Chapel Hills Drive
Suite 100
Colorado Springs, CO 80920
Fax number: (719) 722-2157
Hello from our family to yours. Thank you for your interest and allowing us the opportunity to tell you about our team. Debbie Havens is a Licensed Sr Loan Officer with 20+ years in the home financing industry and has been an instructor of many Home Buyer classes here in Colorado Springs. Our team is built on the simple important concepts of integrity and service. We take great pride in professionally helping families achieve home ownership while providing a high level of personalized client service before and after the transaction is complete. What does it all mean to you? You can be certain that you are entrusting your home financing needs to a team of professionals who know that your new home is both a place to create wonderful memories and help you achieve your financial goals. We look forward to meeting and serving you soon.

Welcome to our team, you will feel right at home!

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Debbie and her staff are remarkably professional, but just as important, they care deeply for the client.

—John Harding

Academy Mortgage was easy to work with, and Amanda communicated effectively and constantly concerning all documentation necessary for our loan.

—Naomi Joy Slavish

Debbie and team were on point. They responded immediately to questions and provided all services in a timely manner. I would definitely work with Debbie in the future.

—Anthony Henderson

I continue to be amazed at the dedication of the Debbie Havens Team toward my clients.


Debbie is wonderful. We thoroughly enjoyed yes enjoyed every interaction with her. We know she was working for us every step of the way and that she is very knowledgeable and on top of each situation that came up. We know she obtained the best interest for us and without this we could not have purchased this home. We are very very thankful for Debbie and her staff!

—Madaliene Lucero

—Andrew Botcherby

Debbie and Amanda are fabulous!!!

—Mark Jones

Amanda and Debbie were great to work with

—Justin McIntyre

Debbie made it very simple and straight forward. Very great at her job.

—Justin Hulak

Academy Mortgage meets and exceeds every expectation for a smooth loan process.


Very fast, easy and the people are great.

—Jacob Boyle

Debbie Havens and her team at Academy Mortgage were great! They were very patient and kind, helping me through the process even when I was feeling doubtful.

—Carolyn Bolen

—Mark Jones

I've bought several homes in my life and I've never had a smoother, easier experience than with Debbie Havens and Academy Mortgage. I was honestly surprised how easy Debbie and Academy Mortgage made the process.

—Andrew Price

You made the process of buying our first home very fun, exciting, and eliminated a lot of stress. Thank you!

—Brian Sawyer

Debbie & Amanda answered all my questions, they were prompt with a reply, I had a non stressful, smooth process.

—Erica Priest


—Eric Kendzior


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


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