DeLauna Lucchetti

Loan Officer
NMLS # 303998
State Lic UT #5489236

You've worked hard and sacrificed a lot to get to where you're at and now you're ready to enjoy the sunshine, clean air, beautiful scenery, and world class lifestyle that St. George and Washington County has to offer. From Second Home Loans & Relocation to all your VA Loan needs, you deserve a trusted advisor who knows how to orchestrate a quick, seamless, and worry-free home buying experience.

As an award winning Loan Officer with over 28 years experience in the Mortgage Industry, I know what money wasting pitfalls to help you avoid, the best time saving strategies specific to securing Second Home, Relocation, and VA Loans, and have proven systems in place to ensure you get personalized attention every step of the way. You can count on no middlemen, no surprises, and none of the ridiculous fees that other lenders try to hide in their loans. Just accurate, timely, and honest mortgage advice.

Academy is a direct lender, which means that my Branch is equipped to complete the entire loan process in-house. All loan processing, underwriting, closings, and funding are handled locally. As a result, we have a strong track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you the world class service you deserve.

Click Apply Now, Call, or Email me to get started today.


DeLauna Lucchetti

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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DeLauna was very easy, professional, knowledgeable, and especially in our case VERY PATIENT! She did an excellent job.

—Vern Whiting

Delauna is great!! it is a relief when clients use her since we know the loan side of transaction will be taken care of.


Just call Delauna and you will be sure your client will be well taken care of.


I felt I was treated to the best customer service Delauna you cared about me as a person not just a client. I look forward to using Academy Mortgage again to refinance in the future. I certainly will tell my family and friends and when I visit St. George we plan on going to Academy Mortgage and meeting DeLauna and giving her a big hug!

—John Andersen

We, have been looking to re-finance for several years. DeLauna was awesome, communicated very effectively and the whole process was smooth and quick. We will have a lower payment with funds from our equity to improve our lifestyle, NOW. I could not recommend DeLauna at Academy Mortgage high enough to show how pleased we were with our experience.

—David Finley

DeLauna is an excellent loan officer. She guided us through a difficult loan process with skill, explaining as we went along to our satisfaction. We have referred others to her and will continue to do so. We highly recommend using her for your loan needs.

—Lorin Nielsen

DeLauna Luchetti is a great loan officer , she always goes the extra mile for everyone involved. She has determination and perseverance on every step of the process. If we run into a bump along the way she will have several steps and options to fix what is ever the negative and turn it into a positive. She is a professional but makes you feel like family, we just love working with her. Thank you CeCe

—CeCe Wagoner

After NOT getting anywhere with two other loan officer, we were referred to DeLauna. We were so thrilled with first her knowledge, second her efficiency and most of all how she stayed in constant contact! We are so grateful that this home buying experience turned out and we owe it all to DeLauna and the team at Academy Mortgage!

—Amber Campbell

DeLauna was so great to work with. She went above and beyond to make this a great experience. It didn't matter what time it was or if it was a weekend, she was always there to answer any question and take care of me.

—Cameron Foremaster

I always recommend Academy first to my clients. When they call and use Academy they are always pleases with the way they are treated and how smooth everything is handled.

—Kathy R.

DeLauna was there every step of the way, making sure that even when we felt we were over our heads that she understood and was taking care of us. When I called her with questions, she always had answers ready for me, even difficult ones specific to our situation. She had her homework done ahead of time, ready to help me understand. I can not say enough good about this whole experience. It was not the easiest, we had some road blocks, but DeLauna navigated the waters with expert skill and precision. DeLauna and everyone else who worked on my loan were beyond incredible the whole way! Thanks again!

—Jared Tullis

Delauna was WONDERFUL to work with. She kept us updated and really had our back. Would do business with her again in a heart beat.

—Mark Reeder