Derek Egeberg

Branch Manager
NMLS # 180899
State Lic CA #CA-DOC180899, AZ #LO-0915245
2017919_derek_egeberg_RQ3A1437

CONTACT INFORMATION

1375 West 16th Street
Suite B
Yuma, AZ 85364
Mobile: (928) 246-0422
Direct: (928) 247-9089


Derek Egeberg,  Branch Manager for Academy Mortgage Corporation in Yuma.



Derek has over 13 years of experience in mortgage lending as both a mortgage broker and a mortgage banker.  Derek also has over 20 years of business experience in Yuma.

Derek brings two passions with him everyday. 

1.  Helping first time home buyers overcome their fears and misconceptions about necessary down payments and credit history

2.  Helping educate current homeowners on the “New Rules of Equity Management” and “How to Manage Your Mortgage to Create Wealth”

These two passions along with exceptional service and a personal touch allow Derek to guide his clients through the home loan process. 

 As a community service Derek has instituted several free monthly seminars.  The seminars include:

 


"First Time Home Buyers Education"



"How to Purchase Your First Rental Property"



"Managing Home Equity to Create Wealth"



"Credit and How the Credit Bureaus Work"



 “Why NOW is the Right Time to Buy”



 

Derek completed his Bachelors in Business Management from the University of Phoenix and graduated Cum Laude.  

Derek and his wife Sheri have been married for 15 years and are the proud parents of 3 boys who are Disneyland fanatics and play every sport and video game known to mankind.

 

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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After a failed attempt for my buyer to receive a loan with a competing lender, we were able to get a second opinion with Derek from Academy. Not only did he state he could get the loan through but he accomplished this in less than 2 weeks. You don't need to understand lending to know that is an incredible turn around time especially on a loan that was denied from another company.

—Craig Heiber - Realtor

They do what they tell you they are going to do and always close on time! I referred my Buyers to Academy and like always it went smooth and we closed on time! They never let me down!

—Angelica Valdez - Realtor

After being denied for a home loan through another home lender, I was referred to Derek at Academy Mortgage. Derek was very professional and reassuring that our loan could be approved and he was right! Derek and Chelsie both were very quick to get my loan approved and we were able to close in about 2 weeks from the initial meeting! I would HIGHLY RECOMMEND Derek and his team to anyone that is interested in buying a home!! Words cannot express how thankful I am to Derek and Chelsie for all of their hard work!!

—Guillermo De La Vara

After a failed attempt for my buyer to receive a loan with a competing lender, we were able to get a second opinion with Derek from Academy. Not only did he state he could get the loan through but he accomplished this in less than 2 weeks. You don't need to understand lending to know that is an incredible turn around time especially on a loan that was denied from another company.

—Craig Heiber - Realtor

We had a closing on the house we sold in Oklahoma City scheduled the day before we were to close in Yuma (with Academy) so this was a hectic move. We are very appreciative of Academy and Derek in particular for for getting all of the documents lined up and fedex's to us to sign in time to make the closing schedule AND to work around our moving company and a Snow storm in Oklahoma City. On top of all that, the closing took place a day early. Thank you and Nancy Krill (of Century 21) and Capitol Title Company for making this happen quickly and smoothly.

—John Gleason

Great experience like all the others.

—Javier Avila - Realtor

You guys are all professionals and great to work with. Thank you. I was treated with great courtesy and respect. I really liked the fact that every time I was asked to submit something, I was given a time frame as to when to expect a call or an email. Excellent customer service. No trouble getting feedback or questions answered. Great experience!!!

—Connie Bejarano-Flores

Generally you were great with your assistance with the refinance of our property. Wish we could have signed final forms with Chicago Title as was agreed prior to leaving for our planned vacation, but it worked out to sign while we were out of town, and we were able to close in a timely manner. Thanks for everything.

—Mark Johnson

As a first time home buyer I didn't know what to expect. Derek literally answered every question in the most professional and informative way so I understood every aspect of home buying. I was never rushed, manipulated, or felt uncomfortable. I am more than satisfied with every aspect of this company and recommend them to anyone who is looking for a home.

—John McCormick

I was very happy with the service and could not asked for better customer service.

—Melanie Martinez

Derek Egeberg came highly recommended to me. When I met with him I understood why. He was very professional, caring, knowledgeable, friendly and trustworthy. I was kept informed at every step. He has an exceptional office staff. I highly recommend Derek and his team at Academy Mortgage.

—Letoris Brockington

Derek and his team were great to work with, even though the loan was difficult and stalled in underwriting for a while, they managed to pull it through and I appreciate their efforts!

—Cheri Osborne - Realtor

Great Experience!!!

—Javier Avila - Realtor

They are already our go to lender!

—Nancy Kramer - Realtor

I referred my Buyers to Academy and like always it went smooth and we closed on time! They never let me down! They keep in contact and let you know what is going on every step of the way.

—Angelica Valdez - Realtor