Suite 4 and 6
Bay City, MI 48706
He has been in the mortgage industry for over 21 years; helping people like you obtain their goal of sustainable homeownership. Earl truly understands that mortgages and lending can be unfamiliar territory for many.
Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first—time homebuyer, refinancing or buying your third investment property, Earl will guide you through the loan process seamlessly by providing quality communication and advice. Earl can provide a wide range of home loan options that makes the most sense for your situation.
What are the benefits of working with an Academy Mortgage Loan Officer? The thing that makes Academy so great to work with is that we are a direct lender. This means each branch and regional office is equipped to complete the entire loan process in—house. Earl will be in control of your loan file throughout the entire process. This system allows for continuous communication and has given us a proven track record of closing loans quickly and efficiently.
Download Earl’s My Mortgage: Mobile App today for a trusted mortgage calculator and his contact information.
Does it sound too good to be true? See Earl’s impressive rating and reviews on Zillow
Earl offers Conventional, FHA, VA, USDA, MSHDA, or down payment assistance loans servicing the Tri-City area and beyond including Midland, Saginaw, and Tuscola, Arenac, and Genessee Counties.
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Earl was great, very personable and friendly. Always kept me updated on what was going on.
Earl Bovia was extremely helpful throughout the process. I was grateful for his interaction.
Earl was great to work with he was always avalible to answer any questions I had.
We could not be happier. Everyone was so much help and worked very diligently on this loan.
Everyone I worked with really made me feel like they were doing the absolute most to get me financed for a home. Especially Earl Bovia
Earl was excellent to work with on the loan!!!
Earl Bovia was great to work with!
Earl was awesome and everyone helped me even when my anxiety level went through the roof. From a situation that had nothing to do with Academy. They helped me and stayed professional and got the job done in two and a half weeks!
Earl is Great to work with.
It felt like a life saving moment when I was told I wouldn't be able to get the loan through the institution I was initially working with. So glad I switched! Not one regret!!
Earl Bovia went above and beyond. He is a true asset to Academy.
Earl made the mortgage process easy for the buyer and we closed quickly. Great job!
Nice Job from the whole company. Not bad for Earls first day.
I feel extremely confident that Earl Bovia will take care of my friends and family as well as he did me. :)