Emmett Traynor

Sales Manager
NMLS # 507092
State Lic WA #MLO-507092

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage

As first time buyers, we had a lot of questions and needed someone thorough and patient. Emmett was knowledgeable and communicative every step of the way.

—Catherine Reilly

Emmett Traynor truly is the greatest! Thanks to him, my wife and I recently closed on a vacation home. This was my third time securing a home loan through Emmett. Over the years he has always made himself available, even after hours, to answer any questions I've had during the search and purchase process. He is organized, thorough and makes it a pleasant experience from start to finish. Our most recent property presented some challenges, but Emmett was still able to close in 20 days. I highly recommend him to every person I know

—Monty C

Emmett was great! He readily answered questions and clarified things for me. It was frustrating when I first tried to wade through all the information I got from three different sources before I decided I wanted Emmett to handle the refinance.

—Jean March-Johnson

The process went very smoothly. Emmett was prompt with his responses and very knowledgeable. We received our keys on our set closing date with no hassles!

—Mona Yoo