Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Gene Krawchuk

Renovation Lending Manager, Mortgage Loan Originator
NMLS # 450258
State Lic CA #CA-DBO450258, WA #MLO-450258, HI #HI-450258, OR #450258

In my 24 year career in mortgage lending, over 50% of it has been dedicated to the niche of Renovation Lending. Not only is it my passion, but I've established a reputation as an expert in this field. In a nutshell, renovation loans allow a borrower to include the cost of minor or major remodeling to be included in a single loan product. Our renovation programs can be used for Purchase or Refinance transactions and the lending is based on AFTER IMPROVED VALUE. In my role as Regional Renovation Lending Manager for the Pacific Northwest, I'm responsible for the growth of the program, education for borrowers and Realtors and originating Conventional, FHA and Non conforming renovation loans.

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house which means all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will keep you up to date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We had a great experience, the process was smooth and we were always on the loop.

—Hector Pardo

Very smooth process. Liked the fact that everything except final execution of docs was online. Additionally, Gene kept in constant contact and answered any and all questions I had timely.

—Timothy P, Ainge

Top notch service. Thank you.

—Gaylyn Feeder

Gene was excellent in coordinating our loan. All of the people we had working on our loan were very easy to communicate with and responded quickly to any question we had.

—Kristy Johnson

One of the nicest things that Gene did was listen, respect, and explain. Sonnya was amazing at processing, requesting, and pushing things through.. I felt that we worked very well together as everyone was very action orientated and focused on the final goal. I felt valued and important (which is difficult to find this day and age)..

—Lynda McKie

Our experience with Gene and all the people at Academy was excellent.

—Kyle Feeder


—E Barney Hartley

I’m not sure what else to say, except that Gene Krauchuck is a rock star with rehab loans which are inherently complicated. I couldn’t have asked for a better team to help me with this, and Sonnya White was also great getting everything together. I really couldn’t give any higher praises if I wanted to. There’s nothing else to say. ????????Except, Rawk!!!!

—Anthony Caragol

I had a great experience with Gene, Krista and the rest of the Academy team. The online app made submitting documents quick and easy. Gene and Krista were available for open and honest dialogue almost 24/7. I would definitely use Academy again for my next loan application!

—William Schubert

Starting with Josh to Gene to Sonnya the entire team was so helpful and supportive throughout our loan process! I would highly recommend them! Thanks again guys!

—Jacqueline Chaussee


Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage