Cornerstones of Success
When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.
Suite 4 & 6
Bay City, MI 48706
It’s all about service at Academy Mortgage, and our company has been meeting the needs of home-buyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.
Since joining Academy, I have helped many individuals and families attain the dream of home-ownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.
Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.
I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.
I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.
Home Mortgage Tools
Learn more about Academy Mortgage and the mortgage process.
Gene was wonderful to work with (this was our second time)! He is always friendly, helpful, and fast! He took the time to go through multiple financing options with us and fielded MANY clarifying questions from me along the way!
It was a pleasure working with Gene Ross, he worked tirelessly and patiently with us every step of the way.
—J. Wade Eckenrod
When I decided to buy a house I called Gene Ross at Academy Mortgage...he got my info and I knew I was pre-qualified within a few hours. From that point on everything went so smoothly and I felt reassured and confident that all would go well. It did! I have a new home and I am sooooo happy! Thank you, Gene!,,
Only problem was which was huge. The final numbers given to buyer did not match hud therefore buyer had to leave to get another check
Dealing with Gene was a wonderful experience. He guided us through every step and kept us well informed.
Gene was helpful in every single way. He was there to guide me step by step through the entire process and always answered any questions that I had. People had told me that buying a house is a stressful process, I can say that Gene made this experience very easy and stress free.
I loved how Gene took care of the leg work and always was up front and open and just let me know what I needed to do. He is a great people person and just took care of business and I truly appreciate how he made my mortgage and my business his personal business. I truly felt like I was just a customer but much more than that.
Well Done Again. The turn around time was excellent. Happy Buyers send us more referrals.
—James Wade "Mr Sold" Eckenrod
Great service, tons of knowledge, truly care about the customer.
Being a first time home buyer, sales manager Gene Ross, took me through everything step by step and didn't hide any hidden fees or surprises expenses that could show up. Gave me confidence and support to buy a home.
Gene Ross and Melody Snider
When I had questions, the employees at Academy stop what they were doing took care of my concerns while making me feel that I was there number one priority.
keep doing what your doing, the process works great and was flawless in my opinion.
Gene went above and beyond to get this closed.
Gene and Melody were very helpful and patient with me. They walked me through this stressful process and made it as easy as possible for me.