Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Gene Ross

Branch Manager, Producing
NMLS # 134991
State Lic MI #134991
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CONTACT INFORMATION

1901 S Euclid Ave
Suite 4 and 6
Bay City, MI 48706
Mobile: (989) 450-6843
Direct: (989) 671-2742
Fax number: (888) 406-4791
Welcome!

It’s all about service at Academy Mortgage, and our company has been meeting the needs of home-buyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of home-ownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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When I had questions, the employees at Academy stop what they were doing took care of my concerns while making me feel that I was there number one priority.

—Gary Majka

Being a first time home buyer, sales manager Gene Ross, took me through everything step by step and didn't hide any hidden fees or surprises expenses that could show up. Gave me confidence and support to buy a home.

—Adam Arsenault

Gene was wonderful to work with (this was our second time)! He is always friendly, helpful, and fast! He took the time to go through multiple financing options with us and fielded MANY clarifying questions from me along the way!

—Jennifer Veitengruber

Gene and Melody were very helpful and patient with me. They walked me through this stressful process and made it as easy as possible for me.

—Haley Stothard

Dealing with Gene was a wonderful experience. He guided us through every step and kept us well informed.

—Nancy Feinauer

Gene was helpful in every single way. He was there to guide me step by step through the entire process and always answered any questions that I had. People had told me that buying a house is a stressful process, I can say that Gene made this experience very easy and stress free.

—David Stanley

—Shelley Gottschling

It was a pleasure working with Gene Ross, he worked tirelessly and patiently with us every step of the way.

—Rose Staudacher

Only problem was which was huge. The final numbers given to buyer did not match hud therefore buyer had to leave to get another check

—Diana Smith

I loved how Gene took care of the leg work and always was up front and open and just let me know what I needed to do. He is a great people person and just took care of business and I truly appreciate how he made my mortgage and my business his personal business. I truly felt like I was just a customer but much more than that.

—Pete Danielski

When I decided to buy a house I called Gene Ross at Academy Mortgage...he got my info and I knew I was pre-qualified within a few hours. From that point on everything went so smoothly and I felt reassured and confident that all would go well. It did! I have a new home and I am sooooo happy! Thank you, Gene!,,

—Elizabeth Trahan

keep doing what your doing, the process works great and was flawless in my opinion.

—Matthew Lopez

Great service, tons of knowledge, truly care about the customer.

—Shane Roth

Gene Ross and Melody Snider

—Benjamin Reinsch

Gene went above and beyond to get this closed.

—Jane Heiss-Armitage

—J. Wade Eckenrod

Well Done Again. The turn around time was excellent. Happy Buyers send us more referrals.

—James Wade "Mr Sold" Eckenrod

VIDEOS

Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize

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Renovation Loans

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Welcome to Academy Mortgage