Georgette Baumgardner

Loan Officer
NMLS # 1704354
State Lic CO #100509921

Growing up in Ouray, Colorado filled me with a love of the outdoors, and an appreciation for nature and her amazing landscapes and creatures. Today I call the small town of Chromo, Colorado, near Pagosa Springs my home. My hobbies include Golf, Fly Fishing, Hiking and Cooking. My clients have found me to be extremely professional, accountable and trustworthy. I have experience in several industries including advertising, staffing, financial and the travel and leisure industry. My career has afforded me the opportunity to meet many people and achieve many successful outcomes. I love to meet new people, learn about them, and hear their stories, dreams and life experiences.

Specialties: Relationship Sales and Marketing

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Working with Georgette Baumgardner was a great experience she treated us as friends not just clients. The team behind the scenes must also be great because everything was above and beyond timely and efficient.

—Bryan Denham

Georgette Baumgardner was a pleasure to work with and is thorough and takes pride in her work .

—Craig Pasternak

Georgette was amazing through the whole process, her communication was exceptional, and she took the time to make sure we understood the process. Fantastic job!

—Thomas Laursen

Loan Officer did a great job all the way getting the loan thru.

—Christopher keehn


—Boyd neagle

—Kimberlee knapp

—Deborah Kerns

Georgette was great to work with, she keep us very informed and was very helpful and great to work with.

—David Lewis

Georgette Baumgardner was my only contact during the most recent loan experience. Very professional in both her personal presentation, emails and telephone conversations. Georgette always had a solution ready when any issue arose. I felt as if she was always two steps ahead in the process. Great communicator!

—Barbara Swindlehurst, Realtor/Georgette Baumgardner, Loan Officer