Holly Smith

Senior Loan Officer
NMLS # 211163
State Lic OR #211163
201716_holly_smith_Holly in color
Se habla español.


It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Savanna and Holly were welcoming and patient from the beginning. It was our first home so some hand holding was required and they were always there. Amazing experience and way easier then we ever thought.

—Michael Kauffman

Holly and Savanna are a great team. I am able to get ahold of them when I need to and they always handle their end of things. I do not have to pay attention to their job and mine.

—Samantha Alley

Holly and Savanna are a great team. I am able to get a hold of them when I need to and they always handle their end of things. I do not have to pay attention to their job and mine. They let me know if they thought there might be a delay or a problem so that we could prepare and then they worked to get it done as expected.

—Samantha Alley

INCREDIBLE customer service. Every person was incredibly helpful and quick to help. Holly and Academy are what I refer to as part of our All-Star Team in our home buying experience. I have referred many of our friends to Academy, stating the amazing services they provide. I love the customer service, it is REAL and TRUE! Thank you for making our home buying experience so AWESOME!!

—Arlenia Broadwell

Holly Smith was a wonderful loan officer. I appreciated her quickness to respond.

—Leela Magdaleno

Holly's awesome!

—Curtis Finnegan

Holly and Her team were there every step of the way anytime i had questions or concerns Great Group

—Michael Cunningham

We worked with Holly and Savanna. They went above and beyond for us to close in a timely manner. They were both on top of the paperwork and when we had concerns they took time to help understand and resolve any issues.

—Jesse Vargas

We worked with Holly Smith and her team. I found that Holly and Savanna were both very responsive to the questions I had. They were both regularly available and made sure everyone understood the process as we progressed through the deal. We were updated regularly so we know what was going on every step of the way. The loan was ready before our close date. We got regular email updates and someone on the team was regularly available for questions. We had a great experience with Holly Smith and look forward to doing business with her and her team again! Holly's team does a very good job of relating to the buyer in a personal way as well as making sure the job get's done on time.

—Cooper Kikuta

—Michael Kesecker