Isabel Palacios

Loan Officer
NMLS # 189280
State Lic WA #MLO-189280
Se habla español.


It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.

I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Exelent people .

—Victor Sanchez Rivera

Me and my team enjoy working with Isabel and her team!

—Angelica Meza Del Valle

—Jose german guzman rosales

Great experience is nice to have someone that speaks our langiage (spanish)

—Maribel Bernabe

Esta experiencia en la que adquisición del préstamo para mi vivienda quedé completamente satisfecho con todo el equipo de academy mortage pues siempre me brindaron el apoyo incondicional y en verdad estoy agradecido con ustedes pues hacer lo mejor de ustedes para que muchas familias como la mía tengamos la vivienda digna que cada uno nos merecemos mis más sinceros agradecimientos.

—Enrique Hernandez Zempoalteca

the way the agent explained numbers and process in a very basic language made me felt so comfortable understanding all process and the most great thing is that the agent explained in my home language!

—Norma Ortiz

The people at Academy mortgage are great, they are very friendly and helpful they will answer all your questions and more. Very professional and overall really happy with the experience and their service.

—daniel nieves

For the first time buyer. They should take the class/ training first.

—Jesus Diaz Cruz

They were really nice and made sure to comunicate

—Ines Lopez


—Walter galicia

She was great!!.She help us to understand all the steps we need to achieve our goal.

—Jose E Arriola

Isabel is always concerned with the clients well being.


It was great and easy to work together.

—Jose Bernal

Muy professional y efficient

—Bryan Serrano

Isabel was great to work with! Good communication and professionalism throughout. A pleasure to work with Isabel & her team!

—Bill Townsend

Nice experience with all personal.

—Otoniel Cordova

First of all I would like to thank everybody at Academy mortgage for everything they did for us all the paperwork all the questions, all the signing everything was so fast thanks to Isabel Palacios for being so patient with us :) so happy that We choose the right people to help us with our loan. Thank you

—Alejandra Uribe ambriz

I worked with Isabel Palacios, and I'm forever grateful for her outstanding service always available to answer my questions and made me feel like family.

—Keiton Shannon-Garvey

—Alba España

Isabel helped us a lot and provided us with great information about the process. the only thing we did not enjoy was taking the test to get our certificate as it takes a lot of our time. overall, Academy Mortgage is well recommended.

—Lorena Lemus Heredia

Thank you to the all the teams members the help close my loan. Great services over all.

—Jose Romero Guzman

Best ever

—Victor Nicio Victoria

We worked with Fabiola, and Isabel. Both were very professional and super helpful throughout the whole process. Both of them listened to what we wanted and delivered.

—Jennifer Lopez