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J Carnes
Loan Officer NMLS# 1809025
2076 S Woodlands Village Blvd, Suite 201, Flagstaff, AZ 86001
Let’s find the right home loan for you
We have loan options to fit every situation, from down payment assistance programs for first-time homebuyers to government-sponsored programs for military families and rural residents or jumbo loans in high-cost markets.
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NMLS ID #1809025
I am authorized to do business in the state of Arizona. AZ BK#0018883; AZ BKBR# 1050935; AZ LO Lic.# 1003241;