Jack Heinzman

Senior Loan Officer
NMLS # 51072
State Lic NH #51072, ME #51072

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


Welcome to Academy Mortgage

Jack and his crew were amazing to work with. He was super forthcoming with everything he needed and everything he said or mentioned was right on the money. I’m so thankful for them this was basically painless for us.

—Benjamin Bianco

—Ethan Thorne

I worked with Jack and Janessa to secure a VA home loan. Jack knows how to deal with the VA better than anyone in the business. I have told many in the Veteran Community about Academy Mortgage. I hope any veteran reading this will reach out to Jack. Let me tell you, Academy Mortgage cares about Veterans. What they’ve done for me will never be forgotten or taking for granted. They made my dream become a reality. Veteran or not, when you are making a huge decision like buying a home, you need the personal comfort of knowing the lenders are not ripping you off. It’s complicated stuff! Academy mortgage eased my anxiety and got me everything I asked for and so much more. I can’t speak highly enough about jack and Academy Mortgage. You are not a dollar sign, you are a human and treated as such.

—Andrew Bean

The process was very efficient and professional. Thank you!

—Liljana Cvetkoska

Jack is great

—Jorge Descart

Jack Heinzman does an outstanding job. He makes the process fast and seamless. It’s clear that he works hard for all his clients.

—Marc Halverson

Jack is always on top of the loan every step of the way.

—Rita Feeney

—Madeline Goodman

All went smooth, the experience was people who handled my refi were very communicative, helpful, responsive and professional. They helped me save money and I am appreciative of Academy's service.

—Patrick Mullen

—Rachel Ann Hasty

—Rebecca childs derhak

Jack, Janessa, and Debra all worked really well with me! They knew it was my first property purchase and first time getting a mortgage. Thus, they took extra time and made sure I understood every step of the process. Especially Jack, he always went above and beyond and exceeding my expectations every step of the way!

—Charles Buckley

Jack Heinzman is the best we’ve ever worked with for a mortgage He is patient, knowledgeable, efficient, organized and kind He is an asset to your company

—Rita Brady

Jack was very helpful and helped us save money with a refinance. We’ll be recommending him to our friends and use him in the future should we buy another home!

—Phoebe Borden

Academy Mortgage was a seamless operation that helped us close our refinance quickly and successfully. While the automated emails were a *bit much* at times and led to a little confusion, over-communicating was certainly better than under communicating and we were happy with the process.

—Parker Swenson

Everything about this process was simple, easy, and well explained throughout the entire process. My lender Jack and his team were excellent and experienced. I will definitely be coming back for future business

—Alex Stephen Day

I was kept informed every step of the way and Jack was a great communicator.

—Robert Derhak

Very knowledgable and efficient

—Michael Flaherty

Lots of paperwork and I am glad Esign was available.

—Guiseppe Creta

—Janet Whytock

—kevin martin

Jack walked me through a process I was not familiar with and did a fantastic job letting me know what was happening and why at every point.

—Andrew Hobin

The whole process from start to finish went seamlessly! As we were first time home buyers, I had my fair share of doubts about how daunting it might be based on what I’ve heard from friends. Our experience turned out to be quite the opposite!

—Nicholas Nickerson