Jackie Stearns

Loan Officer
NMLS # 761976
State Lic ID #MLO-13463


379 E Shore Dr.
Suite 110
Eagle, ID 83616
Branch: (208) 938-1170
Fax number: (208) 938-1185

Thank you for visiting my website!

I began my career, in mortgage lending in 2002. I have worked in all facets of mortgage lending. I currently hold a position at Academy Mortgage. I do residential lending. I would love to get you pre-qualified for a mortgage, and be a part of your buying experience.

On a personal note. I have been married since 1985. We have one daughter, who is now an adult. I have lived in Idaho most of my life. I was born in Boise, Idaho, but, spent most of my childhood in McCall, Idaho.

Since joining Academy, I have helped many individuals and families attain the dream of home ownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today's rapidly changing economy.

—Adam Kessler, CEO, Academy Mortgage