Jack O'Neal

Senior Loan Officer
NMLS # 277559
State Lic AZ #LO-1019419, CO #100019377, FL #LO53700
20181211_jack_oneal_Headshot 121018

Hello, I’m Jack O’Neal, a Senior Loan Officer here at Academy Mortgage Western Slope in Grand Junction Colorado. Since joining the local team here at Academy, I’ve helped countless families and individuals to realize their dream of homeownership. I’m licensed in Colorado and Florida as well giving me a unique perspective on the lending industry. That means that whether you want to buy a new home or refinance an existing mortgage, I’m here to help. I love working with Academy because it allows me to provide you with a customized solution to fit your unique financing needs. With our company, you’ll find that there is no brokering, no middleman, no hassle, no surprises. That’s because we handle every aspect of your underwriting, loan processing, funding, and closing, locally.

Academy Mortgage is a direct lender, which means that my Branch, as well as Regional Offices, are equipped to complete your entire loan process in-house. That keeps me in control of every aspect of your loan from start to finish. Which means that you can count on me to be up to date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process. I’m here to help ease the stress of home buying for you. My commitment is to providing you accurate, timely, and honest mortgage advice. Contact me today, and let me show you how simple and easy securing a mortgage can be.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

Print page

Bruna I may spell wrong whatever paperwork needed and jack staying on top to make the closing day happen good teamwork


Jack provides excellent service and was great in keeping us up to date. He would go out of his way to assure everything was completed timely! Awesome service and I would definitely use Academy Mortgage again!!

—Pam Schultz

—Tony DiDonato

—Mackenzie cooke

We enjoyed working with Jack and Bruna - they are a great team.

—Mark Johnson

—Nicole Farabee

Anytime I had questions or concerns, my loan officer or someone on her team would reach out.

—Erick H. Soto

Great team. They worked very hard to get me into my dream home. Bruna was available any and every time I needed anything.

—Sharae Weatherly

It all went very smooth great communication

—Colleen Eckman

—Bonnie Lamb

—Jason Eckman