Janey Howell

Loan Officer
NMLS # 413650
State Lic WA #MLO-413650
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676 Woodland Square Loop SE
Suite 111
Lacey, WA 98503
Mobile: (360) 701-2857
Branch: (360) 999-5916
Fax number: (360) 474-3528

It’s all about service at Academy Mortgage, and our company has been meeting the needs of homebuyers across the United States since 1988. I joined Academy because of its strong reputation for integrity—based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.

Since joining Academy, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.

Academy is a direct lender, which means that my Branch and Regional Offices are equipped to complete the entire loan process in—house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible

I will be in control of your loan file from start to finish, and I will be up—to—date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.

I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.

Home Mortgage Tools

How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.

How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.

How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.

How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Exceptional care to detail to handle things quickly and efficiently. Thank you so much!!!

—Karen Sullivan

Janey Howell was wonderful to work with as she helped us to secure our first mortgage. Thank you Janey!

—Amy Pearson

Janey Howell was very friendly, easy to work with and her communication with us always kept us up to date.

—Jim Keogh

Janey Howell is a pleasure to work with. She is organized and professional. I was so impressed with the timeline that our loan followed. Thanks!

—Sandra Vatne

Janey was outstanding providing the best possible loan experience anyone could have had. From the beginning thru now Janey explained the process, what to expect and kept us informed every step of the way. I would certainly recommend Janey to anyone looking for a mortgage provider.

—Bruce Parent

—Amber Bowles

As always, Janey Howell is professional, friendly and efficient. She's easy to work with.

—Ana Martin

We were recommended to see Janey Howell by our realtor and are beyond happy that we used Janey. Very personable, responsible and professional.

—Alexander Grant Pierron

My fiance and I had a very easy time with Academy Mortgage and Janey Howell. She was extremely helpful and was very on top of it the whole time.

—Amara Hatfield