Jason O'Neal

Loan Officer
NMLS # 633711
State Lic IN #33992, MI #633711, AZ #LO-1002532, OK #MLO20986


Chandler Fashion Center
605 South Chandler Village Drive
Chandler, AZ 85226
I started my career in the mortgage industry in 2010 after several years of working in banking. I wanted to be more involved in helping people make their dream of owning a home a reality. Once I saw the excitement on my clients faces after they were handed the keys to their new home, I knew I made the right career choice.

I have three children with two having been adopted from Ethiopia. I love music and enjoy being a DJ occasionally on a weekend for friends’ weddings or special events. I am a big sports fan and root for the Arizona Cardinals, Arizona Sun Devils, Phoenix Suns and the Arizona Diamondbacks. Growing up in the Phoenix area, I am devoted to the local teams.

I joined the Academy Mortgage family in 2019 and my primary goal is to provide my clients with an excellent lending experience. With experience in several mortgage programs, I will find the best mortgage option for you. I look forward to more memorable moments helping families in our community make their dream of home ownership a reality.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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We are proud to be one of the top independent purchase lenders in the country. We achieved this distinction by continually providing exceptional customer service and by following responsible lending practices, especially in today's rapidly changing economy.

—Adam Kessler, Chairman of the Board, Academy Mortgage