Mortgage Loan Officer | Jeff Heppner | Bay City, MI

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Jeff Heppner

Branch Manager, Producing

NMLS #134865

1901 S Euclid Ave 4 and 6, Bay City, MI 48706

Direct (989) 928-6229

[email protected]

I am licensed in: MI #134865

Jeff Heppner is a Mortgage Loan Officer serving Bay City, Michigan. He has been in the mortgage industry for over 19 years, helping people like you obtain their goal of sustainable homeownership. Jeff truly understands that mortgages and lending can be unfamiliar territory for many. Over the years.....

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What your neighbors are saying about Jeff Heppner

The strength and stability of a national lender

#1

Top-rated mortgage lender on Zillow

54k

Families served last year

30+

Years serving families

200+

Academy branches nationwide

Featured Loan Programs

For every unique situation, we offer a tailored solution

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Conventional Loans

For homebuyers with good to great credit and money to put down, this is by far the most common type of home loan.

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FHA Loan

Even if you don’t have great credit and you lack the savings for a down payment, an FHA Loan offers a clear path to homeownership.

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VA Loan

Active-duty military members, veterans, or eligible family members can purchase a home without putting any money down.

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30+ years of mortgage experience, at your fingertips

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Getting started

Useful tips and practical advice to help get your homeownership journey started.

Credit score

Learn about what goes into your credit score and how it impacts your home loan.

Buying process

Get up to speed on everything from choosing a real estate agent to home inspections.

Down payment

Learn how much you need to put down as well as strategies for first-time homebuyers.

Loan education

Mortgage 101 for buyers who need help understanding their options.

Veterans

Learn more about the amazing benefits of a VA Loan and how to unlock them.

Insurance

Understand the basics of mortgage insurance and why you might need it.

Selling

Helpful guidance for homeowners thinking about or getting ready to sell.

Downsizing

Consider these important topics if you’re ready to move into a smaller space.

Home improvement

Tips for adding value to your home and how to finance renovations.

Refinancing

How to figure out when the time and situation is right to refinance your home.

Home equity

Learn more about how to take advantage of your home’s value.

Loan help

Get help with your My Mortgage app, including instructions for accessing, uploading, and signing documents.

Homebuying 101

Mortgage basics

Loan types

Mortgage trends

Get expert insights into the latest news about mortgage trends and how they impact you.

Housing market

Stay up to date on where the housing market is right now — and where it's heading.

Real estate agents

Expert mortgage advice so you can better service your existing clients — and attract new ones.

Industry professionals

If you're a mortgage professional, we'll help you stay on top of the latest products and trends.

Lifestyle

Advice, tips, and trends for beautifying —and enjoying — the place you call home.

Social impact

Get inspired to make an impact in your community — and around the world.

Culture

Inspire hope

Leadership & growth

Events

Mortgage news

Press releases

Industry news

New hires

National

Global

Kristi Pickering

203k

Renovation Loan

All articles

Explore our full library of resources for homebuyers, homeowners, and industry professionals.

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Getting started

5 reasons to include new builds in your search

As you search houses, you may find yourself with limited options. Should you build a home instead?

Mortgage trends

The Fed hikes again: Did you just get priced out?

The Federal Reserve raised its rate for the second time in 2023. Can you still afford to buy a house?

How much is your home worth?

Enter an address and find out the estimated market value of your home, or a home you have your eye on.

Let's work together

I will always take the time to explain your options, answer any questions you may have, keep you informed, and guide you through every step of the mortgage process, from the beginning to closing.

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