Cornerstones of Success

When it comes to helping individuals and families achieve successful homeownership, Academy is 1st CHOICE. For over 30 years, we have delivered exceptional mortgage service, in-house loan fulfillment, a broad portfolio of products and tools, and integrity-based mortgage banking.

Jeff Myers

Branch Manager, Producing
NMLS # 180400
State Lic VT #VT180400
As a licensed producing branch manager, with over 30 years experience, you can rest assured you're working with the right mortgage officer. If you're a first time home buyer wondering where to start, you've come to the right place. Our list of first time home-buyer programs include FHA, USDA's Rural Housing, VA, VHFA (Vermont Housing) including their assist option offering up to $5,000 in assistance to home buyers that qualify. We also have Fannie Mae's Homeready program, and of course the traditional conventional loan with Private Mortgage Insurance. Academy offers a wide array of PMI options that may lower your monthly payment. For those looking to buy up, buy down, purchase a second home, or an investment property, Academy has the programs and I have experience to navigate the process smoothly. You'll get honest answers and straightforward information to help you make an informed decision. For those homeowners interested in exploring the benefits of refinancing, let's take the time to discuss your options. .

Your Home Value

Find out what your current home is worth.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Watch these videos to learn more about your loan.

Can You Relate? Celebrate the Downsize

Can You Relate? Celebrate the Downsize


Renovation Loans


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