Jeffrey Titus

Senior Loan Officer
NMLS # 199565
State Lic UT #5508579
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Did you miss your last chance to refinance? Don't make the same mistake again! Take advantage of the recent dip in interest rates and put more cash in your pocket today! Saving you money is a priority, so let us help you refinance during this great time! Call me today for a FREE consultation and we'll send you a copy of our Home Buyer's Handbook. Now is the Perfect Time to Find Out How YOU Can Lower Your Monthly Payments. I also specialize in FHA, VA, USDA, and Conventional lending for all your purchase needs.

Home Mortgage Tools


How much will my fixed rate mortgage payment be?

This calculator computes the payments (principal and interest), based on home price, down payment, and other factors.


How much mortgage might I qualify for?

This calculator computes the finance amount, based on income, expenses, credit rating, and other factors.


How much home can I afford?

This calculator computes the most expensive house you can buy, based on the highest payment you can afford.


How much will I save by increasing my mortgage payment?

Increasing your payment will reduce the principal on your mortgage, the total amount of interest you’ll pay, and the number of payments.

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Love working with Jeff. I will continue to refer as long as Jeff is with Academy! Jeff has always been available to answer my questions no matter what time of day.

—Shawna Parsons

Jeff Titus is a rock star. Professional and very helpful. He kept me in the loop and guided me through every step. I can't thank him enough.

—Robert Jon Chugg

Jeff was very helpful in securing the best loan for my client. He kept me informed every step of the way. He is very friendly to my clients and most of all made the whole transaction as smooth and easy as possible. I love having Jeff Titus as a preferred lender. He makes me look good to my buyers. I will highly recommend him to other agents.

—Sheri Jordan

Jeff Titus is a rockstar.

—Justin Fawson

Everything went really smoothly, I felt very comfortable and unafraid to ask questions. Jeff made me feel very much at ease and every person at Academy who I interacted with was very pleasant and helpful.

—Matthew Hinds

Jeff and all of the team at academy mortgage where the most professional and hard working people I've ever had the pleasure to meet. They where able to do something that 3 other mortgage companies couldn't. Jeff was very honest threw the entire process. Never telling me just what I wanted to hear but what needed to happen. I am looking forward to having academy be a part of my future purchases as well as telling everyone I know to go there.

—Chris Latshaw

Jeff was an excellent Point of Contact. He gave me frequent updates as much as possible. He would even call if a few days went by with what seemed like nothing happening, to keep me in the loop every step of the way.

—Daniel Rivera

Jeff Titus has been fantastic throughout the home buying process. He explained everything clearly and helped make the mortgage process simple.

—Daniel Baum

Jeff Titus was the fastest, most efficient loan officer we've ever dealt with. He made our refinance experience one of the most stress-free financial transactions we've ever made. He's great at what he does! He didn't waste our time and we were happy with everything he was able to do for us.

—Jordan Gray